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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148254 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148254)

maybe more information on how to raise your credit l...

maybe more information on how to raise your credit limit Reviewed on: 13th May 2026

The direct debit doesnt work and also the interest i...

The direct debit doesnt work and also the interest is high Reviewed on: 13th May 2026

PayPal credit has been very useful for everyday mont...

PayPal credit has been very useful for everyday monthly purchases. The credit limit is a little low. But I am sure this will increase in time. My credit rating is strong, maybe I just need to use the facility more Reviewed on: 13th May 2026

I use PayPal every day.

I use PayPal every day. Its easy and convenient and the person im buying from never sees my bank account details. So win win Reviewed on: 13th May 2026

Very easy to set up and flexible payments allow for...

Very easy to set up and flexible payments allow for short term interest free or long term spreading of affordable payments..I use both methods and the pay in 3 regularly and find it a Great way to budget for unexpected and expected purchases!! Reviewed on: 13th May 2026

Easy to use wherever I go and however I want...

Easy to use wherever I go and however I want Reviewed on: 13th May 2026

Review PayPal

I’ve been using PayPal for quite a while now, and it’s honestly become my go-to for paying for things online. It’s really easy to use, and everything just feels straightforward from the moment you set it up. I use it all the time for different things—shopping online, sending money, or paying for services—and it’s always been quick and reliable. One of the things I like most is not having to enter my card details on every website, which makes me feel a lot more secure. Overall, it just makes paying for things simple and stress-free. Because of how easy and convenient it is, I always recommend PayPal to my friends and family. Reviewed on: 13th May 2026

Smooth, no-fuss and easy payments can easily be made.

Smooth, no-fuss and easy payments can easily be made. Credit available on tap. Trusted way to pay for goods and services. Reviewed on: 13th May 2026

Great help me a lot help my credit score

Great help me a lot help my credit score Reviewed on: 13th May 2026

Wonderful customer service, clear app and website, e...

Wonderful customer service, clear app and website, ease of use and accessibility. Reviewed on: 13th May 2026

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