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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82888 reviews)

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4.90

Based on 82,888 reviews, last reviewed 23rd Apr 2026

2959700% increase in 5 star reviews

in the past 90 days

4250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

When I was having the financial worse scenario paupa... When I was having the financial worse scenario paupal was the ultimate solution and the best Reviewed on: 23rd April 2026

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82888)

Easy to use and good credit available

Easy to use and good credit available Reviewed on: 26th May 2025

Very user friendly and excellent service

Very user friendly and excellent service Reviewed on: 26th May 2025

PayPal has always been my go to for making payments...

PayPal has always been my go to for making payments for purchases. If I have any issue with the seller , PayPal comes in and help resolve it. Reviewed on: 26th May 2025

One hundred percent

The experience of obtaining it has been brutal, fast, without complications when requesting it, so now that I am using it I see and take advantage of the benefits of having it. Reviewed on: 26th May 2025

Easy and convenient and safe to use .

Easy and convenient and safe to use . Reviewed on: 26th May 2025

Efficient Paypal Credit as means of payment

I use my paypal Credit to pay virtually for everything starting from my holiday tripos to buying items on other sites that do allow paypal credit and not bonce have i being diappointed Reviewed on: 26th May 2025

Easy service

Setting up PayPal Credit was very easy as was applying and using the App. The interest and monthly payments were competitive and affordable. Reviewed on: 26th May 2025

It is a convenient way of paying for things only

It is a convenient way of paying for things only Reviewed on: 26th May 2025

Very easy to use and very clear terms

Very easy to use and very clear terms including charges etc easy to contact if there are any issues or any payments not recognised Reviewed on: 26th May 2025

Easy to use

Easy to use and always helpful when needed Reviewed on: 26th May 2025

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