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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148222 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148222)

Effortless and Intuitive

I've never had an issue with any transaction, the app is very intuitive and easy to follow, sending and receiving payments is easy and information is easily available when required. The customer service team are also very helpful and aim to resolve issues promptly. Reviewed on: 13th May 2026

good service easy to pay,very handy when you needed

good service easy to pay,very handy when you needed Reviewed on: 13th May 2026

Safer transactions

I feel safer paying with PayPal than just paying directly to online merchants. Reviewed on: 13th May 2026

Best service ever really good always here for me

Best service ever really good always here for me Reviewed on: 13th May 2026

Great love it, can’t really go wrong with PayPal

Great love it, can’t really go wrong with PayPal Reviewed on: 13th May 2026

I have had excellent experience with customer servic...

I have had excellent experience with customer service over the phone as the spokesperson was really helpful and quick to resolve any issue I was facing with my account. Reviewed on: 13th May 2026

Easy to work with

Very easy n not time consuming n clearly orgsnised for good customer satisfaction Reviewed on: 13th May 2026

Best and safest money transaction ive used

Best and safest money transaction ive used Reviewed on: 13th May 2026

very reliable.

very reliable. would highly recommend Reviewed on: 13th May 2026

Easy to use, speedy response from PayPal

Easy to use, speedy response from PayPal Reviewed on: 13th May 2026

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