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PayPal: PayPal Credit reviews

4.90
Based on 82,970 reviews, last reviewed 23rd Apr 2026
2967000% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay-pal It’s the best for spending money. Pay-pal It’s the best for spending money. Reviewed on: 23rd April 2026
Gurkan Demirtas 's avatar
Gurkan Demirtas

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026
Brea's avatar
Brea

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82970)

Reliable, Secure, and Convenient PayPal Delivers

5
I've been using PayPal for years, and it continues to be one of the most reliable and user-friendly payment platforms available. Whether I'm shopping online, sending money to friends, or getting paid for freelance work, PayPal handles it all with ease. The interface is clean and intuitive, and transactions are processed quickly. I also appreciate the added layer of security – I never have to share my card details directly with sellers, which gives me peace of mind. PayPal’s buyer protection is a real bonus. On the rare occasion something went wrong with a purchase, their resolution process was smooth, and I received a refund with minimal hassle. All in all, PayPal is a trustworthy and efficient tool for managing money online. Highly recommended for both personal and small business use! Reviewed on: 26th May 2025

All good easy to access.

5
All good easy to access. Easy to use Reviewed on: 26th May 2025

Your every reason to use PayPal!

5
I had a great experience using PayPal for an online purchase—checkout was fast, secure, and hassle-free. I appreciated the added buyer protection and the convenience of not having to enter my card details every time. It made the whole process smooth and worry-free. Reviewed on: 26th May 2025

Affordability made easier !

5
I have used PayPal several times, it helps a lot to purchase bigger items wit ha heavier price tag! Reviewed on: 26th May 2025

Trusted name.

5
Always given clear choices and explanations on charges. PayPal is a name I know and trust and have used for many years. Reviewed on: 26th May 2025

Secure and easy

5
I have found it very easy to use, quickly found out if I was eligible, handy to have in emergencys Reviewed on: 26th May 2025

Great service and products and offers

5
Great service and products and offers Reviewed on: 26th May 2025

I really like using Paypal, it’s fast, secure and ea...

5
I really like using Paypal, it’s fast, secure and easy to use. Plus the pay in 3 and Paypal credit is a big add on. Overall great experience Reviewed on: 26th May 2025

Shopping with confidence.

5
Easy to use and feel confident when making purchases. Paypal always keeps me informed with friendly and clear communications, great service! Reviewed on: 26th May 2025

I always use PayPal whenever it’s available because...

5
I always use PayPal whenever it’s available because of the excellent buyer protection it offers. Unfortunately, I’ve had to rely on it a few times already to get refunds from fraudulent sellers. The online marketplace can be risky, and even checking reviews doesn’t always protect you. PayPal gives me peace of mind when shopping online. Reviewed on: 26th May 2025

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