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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148195 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148195)

Quick and easy.

Used for years and never had any issues. Good app and products. Quick and easy. Reviewed on: 13th May 2026

Excellent

It's an excellent experience.,with great customer service Reviewed on: 13th May 2026

Convenient

PayPal Credit has been convenient for managing online purchases and spreading payments over time. The approval process was quick, and the account is easy to manage. Reviewed on: 13th May 2026

Excellent customer service.

Excellent customer service. Staff ate very supportive. Very polite and professional. Ablevto resolve my queries. 10 out of 10 Reviewed on: 13th May 2026

"PAYPAL is the Pal you always want in your life"

I find using Paypal convenient at times, it is easy to use their website and also should you need to ring them. If ypu have made a bad purchase unknowingly and you don't receive the item they will deal with it and refund where and when entitled. Reviewed on: 13th May 2026

Paypal credit is handy for the odd emergency or to b...

Paypal credit is handy for the odd emergency or to buy something out of the ordinary , It's always nice to know it's there if you need a little back up ,Just in case Reviewed on: 13th May 2026

Easy shopping

I use PayPal as it's a safe option when making purchases online.and the payment options are good.The app is nice and clear to navigate.would recommend Reviewed on: 13th May 2026

PayPal 100%

I have had no problems using PayPal credit. It's great service so it's a short review. I would definitely recommend. 100% Reviewed on: 13th May 2026

Great service - feel protected

Great service, makes you more confident with online purchases Reviewed on: 13th May 2026

PayPal provides higher credit with better terms of r...

PayPal provides higher credit with better terms of repayment as compared to other platforms. Reviewed on: 13th May 2026

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