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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 83,054 reviews, last reviewed 23rd Apr 2026
2974700% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent interface and consumer protection Excellent interface and consumer protection Reviewed on: 23rd April 2026
Gary S's avatar
Gary S

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026
Brea's avatar
Brea
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (83054)

Not very good for a human response,everything is set...

3
Not very good for a human response,everything is set up on a.i and not very reliable. Reviewed on: 26th May 2025
David C's avatar
David C

Never had any problems all experiences have been good

5
Never had any problems all experiences have been good Reviewed on: 26th May 2025
Susan L's avatar
Susan L

I wish I had the ability to make transfer my balance.

3
I wish I had the ability to make transfer my balance. Interest rate is too high Reviewed on: 26th May 2025
Karen M's avatar
Karen M

Easy money management in one place

5
When it comes finances it's a minefield,even people who deal with finances are at a loss sometimes,so looking into PayPal through eBay for me personally it's a win win situation,no hassle, no fuss.It's all there in one easy place. Reviewed on: 26th May 2025
Stig's avatar
Stig

I’ve used their credit service several times and it’...

5
I’ve used their credit service several times and it’s always been smooth and reliable. I usually shop using PayPal, and the integration with their finance option makes the process really easy and secure. It’s great to have flexible payment options that I can trust. Definitely my go-to for retail finance! Reviewed on: 26th May 2025
Nasim K's avatar
Nasim K

Responsible lender great Comms.

5
Excellent Comms, always get notified well before any payments due. Responsible lending limits. Great deal on no interest for 4 months on first transaction. Reviewed on: 26th May 2025
marv's avatar
marv

Decent protection for your money

5
Even when sending extra to cover fees I've ways been a fan of using PayPal for the protection you get when sending it have used them for years and will continue to use them for years if they stay the same Reviewed on: 26th May 2025
Peter M's avatar
Peter M

Best service! Very easy to use

5
Very easy to use Paypal, so quick and stress free to send money. Very easy to use the Paypal credit system too. Reviewed on: 26th May 2025
FarhanHaq's avatar
FarhanHaq

Pay in three

5
This method has helped me split the cost of more expensive purchases. It helps me to discipline myself to make three equal payments without interest being added. My payment details are securely stored which saves time on payments Reviewed on: 26th May 2025
Sue O's avatar
Sue O

My prized possessions were bought with PayPal credit

5
I feel safe paying with PayPal. Buying things before payday is so useful. I have bought some of my most prized possessions using PayPal credit. These were good investments. Reviewed on: 26th May 2025
Kate FC's avatar
Kate FC

Review PayPal: PayPal Credit now

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