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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148170 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148170)

It gives you a plenty of time before you have to pay...

It gives you a plenty of time before you have to pay interest and that helps to anyone who's going through a hardship Reviewed on: 13th May 2026

A friendly help

Good. Waiting to explore more about and to support my day to day spending and activities. Reviewed on: 13th May 2026

Very easy to use PayPal credit could be available at...

Very easy to use PayPal credit could be available at more places Reviewed on: 13th May 2026

I'm new to PayPal credit card but so far very...

I'm new to PayPal credit card but so far very good Reviewed on: 13th May 2026

PayPal have always been reliable and easy to use.

PayPal have always been reliable and easy to use. Reviewed on: 13th May 2026

Very excellent service i rely rely like this

Very excellent service i rely rely like this Reviewed on: 13th May 2026

Quick and efficient 1

Quick and efficient and reliable Reviewed on: 13th May 2026

Ihave always great experience with PayPal!

Ihave always great experience with PayPal! Reviewed on: 13th May 2026

Very helpful and helpful with money transfer and ea...

Very helpful and helpful with money transfer and earning points Reviewed on: 13th May 2026

Smoth, automation, great customer centric.

Easy transaction, timely reminder for payment due. Availibility to pay or donate through paypal is extremely convinient. Customer relations are easy to contact and very helpful. Reviewed on: 13th May 2026

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