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PayPal: PayPal Credit reviews

4.73
Based on 148,011 reviews, last reviewed 3rd Jul 2026
4465350% increase in 5 star reviews
in the past 90 days
13050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026
Rachel S's avatar
Rachel S

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026
Lisa D's avatar
Lisa D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148142)

I have full confidence using PayPal for purchases an...

5
I have full confidence using PayPal for purchases and have been fully responsive with any issues I have had with my account.Its also very good to be able to pay in 3 monthly installments and being able to spread the costs if need be. Reviewed on: 13th May 2026

Paypal experience

5
Easy to use, and also paypal site easy to navigate Reviewed on: 13th May 2026

Great experience and safe spending on purchases.

5
Great experience and safe spending on purchases. Fully compliant with all users and flexibility on payments. Thanks PayPal Reviewed on: 13th May 2026

Flawless, it always works and there are never any is...

5
Flawless, it always works and there are never any issues Reviewed on: 13th May 2026

Excellent service, help with money

5
Excellent service, help with money Reviewed on: 13th May 2026

A very professional and honest service with no fuss...

5
A very professional and honest service with no fuss always there when you need them very easy to set up and use first class Reviewed on: 13th May 2026

Very easy to use , simple UI , and no...

4
Very easy to use , simple UI , and no hidden charges Reviewed on: 13th May 2026

PayPal is a company I trust

5
PayPal are efficient in managing my transactions Reviewed on: 13th May 2026

Paypal really helps me to keep track of my spending...

5
Paypal really helps me to keep track of my spending and allows me to spread out the payments, plus there is now collecting points which is an added bonus Reviewed on: 13th May 2026

PayPal has been to me get food and Are the stuff wha...

5
PayPal has been to me get food and Are the stuff what I could not afford to get at the same time? 5 pound took a chance on me and I appreciate it. They gave me the chance to get stuff. Thank you very much. Paper credit, thank you, pay pal.Credit Reviewed on: 13th May 2026

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