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PayPal: PayPal Credit reviews

4.73
Based on 148,011 reviews, last reviewed 3rd Jul 2026
4465350% increase in 5 star reviews
in the past 90 days
13050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026
Rachel S's avatar
Rachel S

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026
Lisa D's avatar
Lisa D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148112)

Well i had couple problems.

5
Well i had couple problems. One was a Trascation made but they didn't fullfill the agreement. The other was a coin and showed one the goods arrived didn't match what it was selling Reviewed on: 13th May 2026

Has always been an easy and secure way to make payme...

5
Has always been an easy and secure way to make payments online, app is eay to use and has a nice layout to find things. I would though say paying off balance is does take awhile for the money to be taken which then can cause issues with other things getting taken Reviewed on: 13th May 2026

Safe and secure online.

4
Safe and secure online. I know I will be safe buying Reviewed on: 13th May 2026

Easy to use

5
Not had any problems, even when PayPal sort out goods not received, refunds are very quickly sorted Reviewed on: 13th May 2026

Smooth Operations

5
It has been very smooth overall experience with PayPal in regards to payments. Reviewed on: 13th May 2026

Satisfied with service .

5
Satisfied with service . Easy to understand. Feel safe using PayPal. Reviewed on: 13th May 2026

Best very good very good best.

5
Best very good very good best. Grade campaigning grade communities Reviewed on: 13th May 2026

Great interest free options for large purchases

5
Great interest free options for large purchases Reviewed on: 13th May 2026

I am very happy with the paypal app, service and cus...

5
I am very happy with the paypal app, service and customer service. I like the payment choices given and they suit my needs. I also feel it is a secure and safe app to use for credit, where if there are any concerns the customer service team help to resolve any issues quickly. Reviewed on: 13th May 2026

Great quick and easy to use day by day really useful...

5
Great quick and easy to use day by day really usefull install payment option is just wonderful Reviewed on: 13th May 2026

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