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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 83,332 reviews, last reviewed 23rd Apr 2026
3000400% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent experience, brilliant for saving money Excellent experience, brilliant for saving money Reviewed on: 23rd April 2026
Hristo K's avatar
Hristo K

Latest lowest rating:

2

Had issues with vendor who was fraudulent with descr... Had issues with vendor who was fraudulent with description of product and I wanted to return the product but the vendor would have none of it. Pal pay... Read more Reviewed on: 23rd April 2026
Wilson 's avatar
Wilson
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (83332)

Have used PayPal credit a few times now.

5
Have used PayPal credit a few times now. Always get reminders when monthly payments are due and when the final balance is to be cleared so as to avoid interest charges. Reviewed on: 26th May 2025
A777's avatar
A777

Best way to buy things online.

5
Used PayPal for years never had an issue. Reviewed on: 26th May 2025
PilksUK's avatar
PilksUK

I love my PayPal pay in 3.

5
I love my PayPal pay in 3. It really is easy to use and helps me out alot. Reviewed on: 26th May 2025
Shelley M's avatar
Shelley M

Excellent service and very easy to navigate and obta...

5
Excellent service and very easy to navigate and obtain required information. Reviewed on: 26th May 2025
neil edward byrne's avatar
neil edward byrne

Good experience good value for money

5
Good experience good value for money Reviewed on: 26th May 2025
Arvin's avatar
Arvin

Been a user of PayPal credit for a long time.

5
Been a user of PayPal credit for a long time. I love the pay in 3 option and the ability to put larger purchases on a buy now pay later where interest is reduced. Helps in the current financial climate. Reviewed on: 26th May 2025
Georgina D's avatar
Georgina D

Easy to use, simple user face.

5
Easy to use, simple user face. Pay in 3 and credit options very handy Reviewed on: 26th May 2025
Rachel R's avatar
Rachel R

My experience with PayPal

5
Very straightforward, easy site to navigate. I have never had any problems. A great alternative for people who don’t want a credit card. Reviewed on: 26th May 2025
Diane B's avatar
Diane B

PayPal is easy to use and very reliable.

5
PayPal is easy to use and very reliable. Reviewed on: 26th May 2025
Edward C's avatar
Edward C

so far so good.

5
so far so good. I am happy with the service Reviewed on: 26th May 2025
Naeem's avatar
Naeem

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