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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148089 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148089)

The Best

PayPal helped me a lot, it gave me the ability to buy everything I wanted and needed and at the same time I didn't stress about money and for that I thank you. With respect, Catalin Tataru Reviewed on: 13th May 2026

easy to use

So easy to use. Have been ysung paypal for years. They have helped me get my miney back and to make cimplaints and get heard and get results. Reviewed on: 13th May 2026

Always using Paypal to spread payments on purchases.

Always using Paypal to spread payments on purchases. Really helpful to manage budget. Reviewed on: 13th May 2026

PayPal provide a trustworthy and easy to use service.

PayPal provide a trustworthy and easy to use service. I can use their services for online transactions with full peace of mind. Reviewed on: 13th May 2026

Safe online payments and great rewards and promotions.

Safe online payments and great rewards and promotions. Reviewed on: 13th May 2026

Never had issues with PayPal, lovely service

Never had issues with PayPal. So useful and easy to use Reviewed on: 13th May 2026

Reliable when you really need help

Reliable when you really need help Reviewed on: 13th May 2026

Recently had scammers putting small amounts of money...

Recently had scammers putting small amounts of money into my account - makes me feel a bit uneasy as I rarely use Paypal and have heard this is a method of phishing Reviewed on: 13th May 2026

Always had a very good experience with PayPal and ne...

Always had a very good experience with PayPal and never had any problems Reviewed on: 13th May 2026

Fast and reliable payment system

Fast and reliable payment system Reviewed on: 13th May 2026

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