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PayPal: PayPal Credit reviews

4.90
Based on 83,420 reviews, last reviewed 23rd Apr 2026
3008700% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great useable. Great useable.It makes it repayment easier for to link your bank. Reviewed on: 23rd April 2026
Samuel B's avatar
Samuel B

Latest lowest rating:

2

PayPal credit is great where it's accepted. BUT PayPal credit is great where it's accepted, but if you try and use the card somewhere it’s not…. well, just don’t do it on anything you really want. Y... Read more Reviewed on: 23rd April 2026
MattL's avatar
MattL

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83420)

Easy and hassle free at every check out.

5
Easy and hassle free at every check out. Reviewed on: 26th May 2025

Been using PayPal since 2017 and had good experience...

5
Been using PayPal since 2017 and had good experience so far Reviewed on: 26th May 2025

Really useful!

5
Really useful! It’s a great tool to have and it allows you to pay for things you might not be able to do upfront. The option to have no interest if you pay in 3 months is really good too. The only downside would be that sometimes it can take a while for payments to show in your account, but I’ve always had that with PayPal on the whole. Reviewed on: 26th May 2025

Easy to use and instant I always usevpaypal

5
Easy to use and instant, simple login and secure so I don’t have to use my card on multiple sites Reviewed on: 26th May 2025

Very convenient makes life easier

5
I've been a customer for some time and love it. Makes purchases so much easier and convenient Reviewed on: 26th May 2025

I always use paypal

5
I always use paypal , i feel safer shopping online when i use paypal Reviewed on: 26th May 2025

Brilliant

5
Great service had no problems would definitely recommend PayPal Reviewed on: 26th May 2025

It's good to have different options on paying for go...

5
It's good to have different options on paying for goods. Reviewed on: 26th May 2025

It helps me alot and happy to have it account with p...

5
It helps me alot and happy to have it account with paybal Reviewed on: 26th May 2025

Found it easy to use

5
Found it easy to use - 4 month no interest allowed me to pay off Reviewed on: 26th May 2025

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