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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148043 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148043)

I’ve had a good experience using Paypal

I’ve had a good experience using Paypal Reviewed on: 13th May 2026

Does the job

They're not the cheapest but at least you can be pretty confident they're legit Reviewed on: 13th May 2026

Good Credit App

Very good credit, was able to sort out my financial situation and payment plan was very good. Customer care is top notch Reviewed on: 13th May 2026

PayPal has always been a great service

PayPal has always been a great service Reviewed on: 13th May 2026

Best on the market

Best and fastest payment option, never fails! Reviewed on: 13th May 2026

Happy n job aot need to apply they sent me the card

Did not need to apply they sent me the card Reviewed on: 13th May 2026

I use PayPal doing my shopping online and this is ha...

I use PayPal doing my shopping online and this is handy. Reviewed on: 13th May 2026

Staexperience sounds...

Started to use it yet but what I've read sounds good Reviewed on: 13th May 2026

PayPal consumer protection

I've been a PayPal user for over a decade. Their consumer protection is robust, they've always adequately responded to any issues that arose with sellers giving me the confidence to pay for goods online using PayPal credit. Also, the perks that comes with it such as their promotional offers of 4 months interest free or pay in 3 installments is very lucrative especially when you're on a budget. Reviewed on: 13th May 2026

No regrets

Great experience so far. Haven’t regretted Reviewed on: 13th May 2026

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