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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 83,477 reviews, last reviewed 24th Apr 2026
3013700% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to navigate. Easy to navigate. Top notch customer service. Reviewed on: 24th April 2026
richard david keel's avatar
richard david keel

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (83477)

PayPal pay in three is very handy.

5
The pay in three option is very easy to use and very handy to have for as and when it is needed. As for PayPal credit it is very easy to manage through the mobile app. Reviewed on: 26th May 2025
Kieran M's avatar
Kieran M

I’m so happy with PayPal.

5
I’m so happy with PayPal. I have saved so much money by simply using PayPal. Because it will give me 4 months to pay back with my big purchase online, without having to pay any interest. Reviewed on: 26th May 2025
Ruby 's avatar
Ruby

Paypal gives me the confidence to purchase.

5
Paypal gives me the confidence to purchase.online. the new credit options are.excellent Easy to set up and bag those bargains Reviewed on: 26th May 2025
Gail Clayton's avatar
Gail Clayton

Easy transactions!

5
Easy transactions! No fuss and no complicated process to go through for payments. Wide range of retails that can use it too. Reviewed on: 26th May 2025
Hannah W 's avatar
Hannah W

I have not had any problems.

5
I have not had any problems. Has been really easy to manage. Reviewed on: 26th May 2025
Drinda S's avatar
Drinda S

PayPal staff are always professional in their servi...

5
PayPal staff are always professional in their services. They treat you with much patience, understanding and most importantly they understand my African accent easily. Reviewed on: 26th May 2025
Nicholaus M's avatar
Nicholaus M

Hassle free payments

5
It's so handy to be able to pay in 3 but also avail of PayPal credit for larger purchases. Its so easy to transfer money to friends/family if you're organising something that everyone needs to pay for. Reviewed on: 26th May 2025
michelle O's avatar
michelle O

The Kind of Freedom I Never Knew I Needed

5
Paypal is a great credit service, it truly stands out. One reason being you don't have a card. This has saved me more times than I can think as ithelps keep impulsive spenders like myself in check. But not having a physical card doesn't mean it's not helpful, it helps you evaluate whether the purchase is worth. Their generous credit limit paired with their interest free periods are so helpful in a pinch. From popular sites from Airbnb to National Express it truly helps with the little things. Making up front payments less scary. Reviewed on: 26th May 2025
DeborahE's avatar
DeborahE

My experience with paypal credit is very good a that...

5
My experience with paypal credit is very good a that shows me. Whenever I need help I can always contact them. The customer service is excellent because they listen to their customers and they deal with issue immediately ,so for that reason I will always recommend my friends or my family with the paypal credit whenever they're ordering something they should use that. Now you can even use Paypal credit for shopping in different shops not just online. You can also use it when you go to supermarket to some places , which is very good if a person run out with a cash. They can also use that if they got their paypal credit with them as long as they know their pin number or they know their account details yeah. Reviewed on: 26th May 2025
REGINA N's avatar
REGINA N

Great and easy service

4
Easy to use and good app experience. Would be good for payments made against balance to show in balance more swiftly and payment for bank to be taken more swiftly as well. Reviewed on: 26th May 2025
Morgan B's avatar
Morgan B

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