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PayPal: PayPal Credit reviews

4.90
Based on 83,495 reviews, last reviewed 24th Apr 2026
3015200% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use :) Easy to use :) definitely recommend Reviewed on: 24th April 2026
Pawel H's avatar
Pawel H

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83495)

Great service I use it regularly

5
Great service I use it regularly Reviewed on: 26th May 2025

Good service, very easy to navigate the app.

5
Good service, very easy to navigate the app. Multiple payments options according to our needs. Reviewed on: 26th May 2025

Quick and easy.

5
Quick and easy. Allows for payment to be spread and also offers interest free payments if paid in 3 Reviewed on: 26th May 2025

Easy and manageable.

5
Due to everything being app based it's all very easy to control and manage. The interest rate is fair and payment dates are clear and there's never really an issue with anything. Reviewed on: 26th May 2025

Excellent response to any problems I had being scame...

5
Excellent response to any problems I had being scamed recently, with a positive outcome for me. I'm very happy with the way pay pal interacted with me. I have no complaints only good things to say about Pay Pal. Five star rating from me. Reviewed on: 26th May 2025

Amazing service!

5
Amazing service! Always great with customers Reviewed on: 26th May 2025

Flexible options and easy to manage

5
Flexible options and easy to manage Reviewed on: 26th May 2025

Very good my experience is excellent since I start w...

5
Very good my experience is excellent since I start with PayPal very trusted campaign. Reviewed on: 26th May 2025

PayPal pay in three is very handy.

5
The pay in three option is very easy to use and very handy to have for as and when it is needed. As for PayPal credit it is very easy to manage through the mobile app. Reviewed on: 26th May 2025

I’m so happy with PayPal.

5
I’m so happy with PayPal. I have saved so much money by simply using PayPal. Because it will give me 4 months to pay back with my big purchase online, without having to pay any interest. Reviewed on: 26th May 2025

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