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PayPal: PayPal Credit reviews

4.73
Based on 147,845 reviews, last reviewed 2nd Jul 2026
4457750% increase in 5 star reviews
in the past 90 days
13000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026
G C's avatar
G C

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026
No's avatar
No

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147981)

Really good, no complaints at all

5
Really good, no complaints at all Reviewed on: 13th May 2026

Have used PayPal for as long as I can remember and I...

5
Have used PayPal for as long as I can remember and I am not going to change any time soon. They're trusted, safe and always solve any problems you might have with payments, refunds or disputes straight away without fuss. Reviewed on: 13th May 2026

So far so good.

5
So far so good. Never had an issue with payments online and at store. And the customer service was really good when I needed assistance. Reviewed on: 13th May 2026

Trusted and dependable service

5
Always a smooth service, customer was excellent when I had an account issue.PayPal makes me feel protected and I enjoy using it as a payment method. Reviewed on: 13th May 2026

Love how easy the app is to use.

5
Love how easy the app is to use. I’ve used the pay in 3 and the loan and both have been really easy to pay off. Reviewed on: 13th May 2026

Good experience this far.

4
Good experience this far..quite happy Reviewed on: 13th May 2026

Just easy to use and clearly marked details

5
Just easy to use and clearly marked details Reviewed on: 13th May 2026

Great ,really easy and straight forward application...

5
Great ,really easy and straight forward application and with in 5 minutes your money on your account. 5 ***i would highly recommend paypal credit to family and friends which they have signed up already to Reviewed on: 13th May 2026

My Pal PayPal

5
I’ve used PayPal for many years. Not only is it a fantastic Convient way to pay the customer service is always spot on Reviewed on: 13th May 2026

The best

5
Paypal is the best. . . . . . .. Reviewed on: 13th May 2026

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