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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 83,558 reviews, last reviewed 24th Apr 2026
3021400% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is a life saver I have been using PayPal credit for years and it's been nothing but amazing Reviewed on: 24th April 2026
Ola Badmus 's avatar
Ola Badmus

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (83558)

LPayPal is my go to online payment method

5
PayPal is my go to online payment method, with great options of buy now pay in 4 months or my preferred option, pay in 3. Great options to help spread the cost and manage my money better. Reviewed on: 26th May 2025
Danny's avatar
Danny

Simple to use and safe online which gives you peace...

5
Simple to use and safe online which gives you peace of mind Reviewed on: 26th May 2025
Neil s's avatar
Neil s

Excellent

5
PayPal is great always makes things easier and I feel safe with them . Reviewed on: 26th May 2025
Tony's avatar
Tony

Easy to use

5
I’ve always found it easy to use and it’s clear about repayments and credit limits and the terms are easy to understand Reviewed on: 26th May 2025
Adam J's avatar
Adam J

Easy to use

5
Easy to use, regular emails received to keep you updated. Easy to set up direct debit to avoid late payments Reviewed on: 26th May 2025
Lucy's avatar
Lucy

0% interest fantastic value excellent customer service

5
Regularly credit increases and great versatility with payment options plus having 0% interest for 4 months is fantastic Reviewed on: 26th May 2025
Michael M's avatar
Michael M

3 is the best

5
Fantastic service and paypal pay in 3 is the best way of paying for something that you can't afford all at once. Reviewed on: 26th May 2025
Alan58's avatar
Alan58

Nice and easy to use great little tool to use...

5
Nice and easy to use great little tool to use Reviewed on: 26th May 2025
Andy Thompson's avatar
Andy Thompson

I always trust on paying with PayPal credit because...

5
I always trust on paying with PayPal credit because if something happens they will sort out , their customer service is very good. Also with PayPal credit you can get more time for pay your shopping. My only issue is they should charge less interest . Reviewed on: 26th May 2025
Juliana 's avatar
Juliana

Very easy to use, love yhe Pau over 3 month...

5
Very easy to use, love yhe Pau over 3 month option Reviewed on: 26th May 2025
Elizabeth B's avatar
Elizabeth B

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