Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173486 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173511)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use and reliable

The app is easy to use and reliable, and it’s straightforward to manage accounts and payments. Overall the service feels secure and well designed. Continued improvements to customer support speed and clearer communication when issues arise would make the experience even better. Reviewed on: 8th July 2026

Absolutely love PayPal, easy to use has many useful...

Absolutely love PayPal, easy to use has many useful functions Reviewed on: 8th July 2026

Good to have you

make my life so pleasnt cos I can buy my favorite things split in 3x Reviewed on: 8th July 2026

Highly recommend Paypal

I have used PayPal credit for a long time. It is really easy to use and so convenient Reviewed on: 8th July 2026

Very good app love PayPal credit

Very good app love PayPal credit Reviewed on: 8th July 2026

Very satisfying, no complaints quick response.

Very satisfying, no complaints quick response...overall Happy customer, will re commended to friends and family Reviewed on: 8th July 2026

I use pay in three.

I use pay in three. It helps with managing payments and is very easy to use. The only issue I have had with pay in three is sometimes the orders are delayed due to payments not getting confirmed. Apart from thus minor issue I find it useful and reliable. Reviewed on: 8th July 2026

Easy to use and track of finances shows everything i...

Easy to use and track of finances shows everything in black and white on useage Reviewed on: 8th July 2026

Easy to use and there are a range of payment options.

Easy to use and there are a range of payment options. to suit. Would sometimes like a better way to contact customer services through, rather than by email. Reviewed on: 8th July 2026

Good and helps me a lot when I buy my new house with...

Good and helps me a lot when I buy my new house without any money left in my account Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95939 reviews
Payments
from PayPal 4.70 from 3839 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub