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PayPal: PayPal Credit reviews

4.73
Based on 179,546 reviews, last reviewed 14th Jul 2026
571% increase in 5 star reviews
in the past 90 days
631% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026
Lorraine M's avatar
Lorraine M

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026
Ersan K's avatar
Ersan K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (179846)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent customer service I am happy to have PayPal...

5
Excellent customer service I am happy to have PayPal credit card because all shop accept it Reviewed on: 10th July 2026

Ive never had any problems with PayPal, it's always...

5
Ive never had any problems with PayPal, it's always been easy to use and straight forward. Great check out service makes making purchases online feel safer and is always pffociant. Great repayment options also makes borrowing straight forward, good interest rates. Reviewed on: 10th July 2026

Stress free shopping

5
Makes shopping and spreading costs easy! Reviewed on: 10th July 2026

Paypal credit is effective and convenient

5
Paypal is effective and convenient, ensuing safety and assurance for transactions. Using paypal credit allows for more options to split finances with clear information and a great customer service. Reviewed on: 10th July 2026

Quick, Easy, Reliable

5
Experience Was always fantastic, easy way of paying for goods and services. Optio to spread the cost to monthly payment is a cherry on a cake Reviewed on: 10th July 2026

Brilliant company, good credit facility.

5
Brilliant company, good credit facility. Reviewed on: 10th July 2026

Helpful friendly staff.

5
Helpful friendly staff...always try to get a result that helps the customer Reviewed on: 10th July 2026

Never had a problem with anything always a quick res...

5
Never had a problem with anything always a quick response when I have needed to contact them Reviewed on: 10th July 2026

Helpful, got info i needed, resolved my problem.

4
Helpful, got info i needed, resolved my problem. Reviewed on: 10th July 2026

PayPal outstanding customer service

5
PayPal is a payment option on an increasing number of websites now. These means I have the option to spread my payments at 0% interest which is fantastic for larger purchases. It also gives confidence knowing that if you have a problem with a seller PayPal will (and have) stepped in to help resolve and even refund you. Reviewed on: 10th July 2026

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