Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145601 reviews)

View other PayPal products

4.73

Based on 145,552 reviews, last reviewed 27th Jun 2026

4353550% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145601)

I love PayPal - no more credit cards for me

So easy to use and great available credit on small purchases Reviewed on: 9th May 2026

PayPal has always been prompt in responding to queries.

PayPal has always been prompt in responding to queries. I love that I can make large purchases and split into 4 smaller payments. I use PayPal every time I buy online. PayPal gives me piece of mind and adds another tier of security Reviewed on: 9th May 2026

So simple and so easy to use such a friendly use app

Just so easy to use and so simple even so me as I'm not a big on phones and how to use apps on it Reviewed on: 9th May 2026

Easy to use!

Website is always easy to navigate and customer care is good Reviewed on: 9th May 2026

What more do you want from PayPal

PayPal is an easy secure way to pay allowing easy resolution if something goes wrong !! Excellent service all round !! Reviewed on: 9th May 2026

Very easy to work.

Very easy to work .its really helpful Reviewed on: 9th May 2026

15 years with Paypl...

I have been with PayPal for over 15 years and I can seriously say, Other than 1 instance which was not PayPal fault and was sorted swiftly by PayPal, I've had no issues. Reviewed on: 9th May 2026

Very easy to use & few things could be improved

Very easy to use. It would be beneficial for calculations for future interest rates to be a bit more visible on an app, displayed more times (even if it's information no one wants to see when they are borrowing money) Reviewed on: 9th May 2026

user friendly...

It is easy to use, the website is very user friendly and customer service review queries very quickly. Reviewed on: 9th May 2026

very safe way for paying for things online i feel se...

very safe way for paying for things online i feel secure using paypal Reviewed on: 9th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76877 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub