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PayPal: PayPal Credit reviews

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4.90
Based on 89,618 reviews, last reviewed 29th Apr 2026
1791200% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal makes me feel safe. when I purchase anything. Paypal makes me feel safe when I purchase anything. So easy to buy on line I love paypal. Would definitely recommend you guys. Reviewed on: 29th April 2026
janet f's avatar
janet f

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026
Mr. AC's avatar
Mr. AC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89618)

It's very easy to pay and I love, that there is an o...

5
It's very easy to pay and I love, that there is an option for credit and you don't have to pay intrest. Reviewed on: 27th May 2025
Guoda L's avatar
Guoda L

It's fine, however some improvements need to be made

4
Previously my PalPal credit account was showing all credits taken and when each credit need to be repaid and how much is left to repay. Now is only showing oldest one. Reviewed on: 27th May 2025
Adam's avatar
Adam

Been with them for year's, and very happy

5
Been with them for year's, and very happy Reviewed on: 27th May 2025
sofia 's avatar
sofia

Love paypal

5
Easy to use and pay for many things on different sites and with payment insurance Reviewed on: 27th May 2025
Ryan D's avatar
Ryan D

One-Stop credit provider!

5
PayPal is like a one stop credit provider. Safe and secure. Local and international. Long or short term payment options. Flexible and Fair. Reviewed on: 27th May 2025
Vee's avatar
Vee

Really easy to use and apply for.

5
Really easy to use and apply for. Makes check outs online blissful. Reviewed on: 27th May 2025
Neve K's avatar
Neve K

PayPal number 1

5
I can always depend on PayPal to give me best guarantee and advise for my spending Reviewed on: 27th May 2025
Oliver L's avatar
Oliver L

It's very convenient and easy to use

5
It's very convenient and easy to use Reviewed on: 27th May 2025
ldefaz's avatar
ldefaz

I needed to go to Canada, I used PayPal credit.

5
I needed to go to Canada, I used PayPal credit. I had 4 months to pay before they charged interest. This was most helpful as the trip was unexpected and very short notice Reviewed on: 27th May 2025
Megaspocktrader's avatar
Megaspocktrader

Fast service and simple to set up

5
Fast service and simple to apply for and use. Very convenient. Reviewed on: 27th May 2025
Stephen D's avatar
Stephen D

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