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PayPal: PayPal Credit reviews

4.73
Based on 145,552 reviews, last reviewed 27th Jun 2026
4353550% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026
Georgi A's avatar
Georgi A

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145590)

Efficient, user friendly and prompt notifications.

5
Efficient, user friendly and prompt notifications. They some good reward points but I think they can get better. Reviewed on: 9th May 2026

It's helpful and easy to use at any time of...

4
It's helpful and easy to use at any time of the year Reviewed on: 9th May 2026

Helping customers need

5
Easy to use. Customer friendly. Specially paying money with three monthly payments Reviewed on: 9th May 2026

Easy and reliable, always there when you need it.

5
Easy and reliable, always there when you need it. Reviewed on: 9th May 2026

simple to set up and use clear terms and conditions

5
simple to set up and use clear terms and conditions Reviewed on: 9th May 2026

Experience is great - never had a problem

5
Experience is great - never had a problem Reviewed on: 9th May 2026

Very easy to use, pay in 3 is very convenient I coul...

5
Very easy to use, pay in 3 is very convenient I couldn't recommend PayPal enough, credit option is also very good for more expensive purchases, really helps with day to day spending, absolute dream to deal with, thanks paypal Reviewed on: 9th May 2026

Best service

5
I am very happy with piont and get value for money . Reviewed on: 9th May 2026

Amazing experience, always amazing and quick and mos...

5
Amazing experience, always amazing and quick and most efficient customer service which is key to customer satisfaction. Reviewed on: 9th May 2026

I have been with PayPal for an incredibly long time...

5
I have been with PayPal for an incredibly long time and paypal credit is just so handy,so many firms take paypal as payment and if an emergency pops up,its always there Reviewed on: 9th May 2026

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