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PayPal: PayPal Credit reviews

4.90
Based on 89,699 reviews, last reviewed 29th Apr 2026
1795050% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use for purchasing goods Very easy to use for purchasing goods Reviewed on: 29th April 2026

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026
Viktors S's avatar
Viktors S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89699)

Excellent credit provider - quick and easy to use.

5
Excellent credit provider - quick and easy to use. Reviewed on: 27th May 2025

Simple and easy to use.

5
Been with PayPal a looong time and use my account on a regular basis with buying online. Reviewed on: 27th May 2025

Reliable and Convenient Finance Partner

5
I’ve had a great experience using PayPal as a finance provider. It’s user-friendly, secure, and offers flexible payment options that make online transactions and budgeting much easier. Their support for “Pay in 3” and quick integration with e-commerce platforms makes them a dependable partner for both personal and business use. Highly recommended for anyone looking for a hassle-free digital finance solution. Reviewed on: 27th May 2025

I had a problem with an item I ordered but didn't wa...

5
I had a problem with an item I ordered but didn't want and they refunded me straight away. Reviewed on: 27th May 2025

have used paypal for many years, never had issues!

5
have used paypal for many years and never had issues with the service and user functionality has always been very intuitive. Reviewed on: 27th May 2025

Safety first

5
I feel safe using PayPal as I know if there are any problems they have my back and will help my case. The site is so easy to use and check anything online. I never buy anything now if it does not have PayPal. Reviewed on: 27th May 2025

I love that I can use the pay in 3 option.

5
I love that I can use the pay in 3 option. It makes everything so much easier. Reviewed on: 27th May 2025

It’s very useful for buying larger things and paying...

5
It’s very useful for buying larger things and paying it off over 4 months Reviewed on: 27th May 2025

Always easy to use and with good customer service

5
Always easy to use and navigate. Able to send and receive money instantly and in other currencies Reviewed on: 27th May 2025

Very easy to use.

5
Very easy to use. Whenever I am paying by PayPal I can choose whether to pay it direct or use my PayPal Credit account. PayPal sends regular notification of when payments are due and what these payments can be so it is easy to control my account. Reviewed on: 27th May 2025

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