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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 89,789 reviews, last reviewed 29th Apr 2026
1799350% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service very easy to use App Excellent service very easy to use App Reviewed on: 29th April 2026
Stephanie M's avatar
Stephanie M

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026
Viktors S's avatar
Viktors S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89789)

Paypal Credit has greatly helped me manage my finance.

5
Paypal Credit has greatly helped me manage my finance. I have recommended this to all my friends and family. Reviewed on: 27th May 2025
JL's avatar
JL

Always supportive :)

5
Always supportive when needed in times of trouble Reviewed on: 27th May 2025
Petrina D's avatar
Petrina D

I’m not at all tech savvy but I can do this!

5
I’m not at all “tech savvy” but PayPal is so simple that I can easily find what I need on the app ( yes I have even added the app to my phone! PayPal Credit is simple too and I have set up a direct debit payment so that I will never miss a payment. Reviewed on: 27th May 2025
Jacqueline S's avatar
Jacqueline S

Love Paypal and Paypal credit

5
Paypal is just great and spreading the cost of something over a few months is great Reviewed on: 27th May 2025
Anne C's avatar
Anne C

My trustful money manager.

5
I have been using PAYPAL for nearly 7 years. The installment payment methods in 3 & 4 parts did help me saving good amount of money and manage my funds. I strongly recommend Paypal compared to any saving, points and discount credit card. Reviewed on: 27th May 2025
Tirumal's avatar
Tirumal

I like the flexibility of Paypal Credit 0% interest.

5
I like the flexibility of Paypal Credit 0% interest. I always repay before the higher rate kicks in, but like that I can set my rate of repayment, either equally over the 4 months or as a balloon payment at the end. Reviewed on: 27th May 2025
AnnieD's avatar
AnnieD

Very easy to use and manage expenses.

5
Very easy to use and manage expenses. Reviewed on: 27th May 2025
R Young's avatar
R Young

Never had any issue, always great with all experienc...

5
Never had any issue, always great with all experiences, clear with all info and reaponaive to enquiries. Feel assured when using them. Reviewed on: 27th May 2025
Tomas 's avatar
Tomas

Never an issue.

5
Never an issue. Always handy to have Reviewed on: 27th May 2025
Michelle m's avatar
Michelle m

Name to trust is PayPal

5
Always helped when I have contacted customer service. I trust PayPal and it gives me a good way to pay and is flexible with pay in 3, direct payment and PayPal credit Reviewed on: 27th May 2025
Fred A's avatar
Fred A

Review PayPal: PayPal Credit now

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