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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145542 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145542)

Brilliant service, and easy to use

Brilliant service, and easy to use Reviewed on: 9th May 2026

Easy money app.

Easy money app. Navigate easily through the app and my credit card management is ok and promptly monthly report. Reviewed on: 9th May 2026

Handy as a payment option, been using them for years...

Handy as a payment option, been using them for years now and rarely had an issue support couldn't help with. Reviewed on: 9th May 2026

easy to use.

easy to use. Great service. Fantastic options of ways to pay. Very helpful customer service and support Reviewed on: 9th May 2026

Simple money transfer between friends

Simple money transfer between friends Reviewed on: 9th May 2026

Reliable

PayPal is a reliable quick purchase and convenient installment sp Reviewed on: 9th May 2026

Good good

I'm very pleased, everything is perfect. Reviewed on: 9th May 2026

Good experience

Very good experience an one of the best Reviewed on: 9th May 2026

PayPal credit

I've used PayPal credit a number of times and have found it easy to use and manage. I have also used PayPal in three and always pay either on time or early, it is a easy convenient way to spread costs interest free. Reviewed on: 9th May 2026

Instant and convenient

PayPal credit is instant, always available when required. Most website use PayPal credit so it’s always very convenient. The app is pretty straightforward use to. I always use it for presents, buying materials for ongoing home project etc. Reviewed on: 9th May 2026

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