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PayPal: PayPal Credit reviews

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4.91
Based on 89,888 reviews, last reviewed 29th Apr 2026
1804050% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service, will recommend Very good service, will recommend Reviewed on: 29th April 2026
Alex C's avatar
Alex C

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026
Viktors S's avatar
Viktors S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89888)

As someone who has a bad credit history PayPal credi...

5
As someone who has a bad credit history PayPal credit has allowed me to get my life back together thankfully PayPal was there for me when I needed credit facility.And because they helped me my quality of life is way better than before and I don’t get stressed about money as PayPal is there for me . Reviewed on: 27th May 2025
James D's avatar
James D

PayPal Review

5
Customer services answered queries quickly.easy to see statements Reviewed on: 27th May 2025
Sheena M's avatar
Sheena M

Easy to use PayPal sometimes too easy in the PayPal...

5
Easy to use PayPal sometimes too easy in the PayPal credit haha Reviewed on: 27th May 2025
Robert M's avatar
Robert M

Wenever i needed help they have been here for me

5
Wenever i needed help they have been here for me Reviewed on: 27th May 2025
kevin hill's avatar
kevin hill

Always use PayPal credit when available.

5
Always use PayPal credit when available. They are efficient when sorting out problems. Reviewed on: 27th May 2025
Ann watson's avatar
Ann watson

Top paypal

5
Good to use serve the purpose needed for makes life easy on payments Reviewed on: 27th May 2025
Faisal Siddique 's avatar
Faisal Siddique

Excellent service.

5
Excellent service. Great customer service.Site easy to use Reviewed on: 27th May 2025
Taz's avatar
Taz

Hard to see all your credit card transactions, not o...

3
Hard to see all your credit card transactions, not obvious looking at your list of payments and payees and there seems to be an unusual delay on payments going through compared to other cards Reviewed on: 27th May 2025
Rebecca S's avatar
Rebecca S

Easyt to use can budget easier with pay pal

5
Easyt to use can budget easier with pay pal Reviewed on: 27th May 2025
David T's avatar
David T

Follow the rules and its a great help every month

5
I have had the need to use Pay Pal credit on one occasion and the Pay in Three facility many times, as long as you settle any outstanding agreements by the due date you can almost be guaranteed to be accepted .......its a great help if you are short of credit towards the end of the month Reviewed on: 27th May 2025
Brian 's avatar
Brian

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