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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145493 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145493)

Easy to use and track.

Easy to use and track. The 4 months interest free credit is great Reviewed on: 9th May 2026

Outstanding

Never had an issue at all. Always been straight forward Reviewed on: 9th May 2026

Efficient service.

Efficient service. Very handy to have the credit card. I can pay for what I want and spread the payment over 4 months interest free. Reviewed on: 9th May 2026

It’s a very transparent and easy to use app.

It’s a very transparent and easy to use app. The flexible payment terms are clearly outlined and offer choice to the customer. I particularly value the option to prepay balances early and the graphs that show you how many payments remain. It’s a 10/10 for design, service and options Reviewed on: 9th May 2026

Affordable interest rate.

Affordable interest rate. Giving extra time to pay with 0% interest rate. Reviewed on: 9th May 2026

It’s handy

It’s Handy if you see something you want to buy in between paydays and you need just a bit more it’s there, as with other credit use it wisely. Reviewed on: 9th May 2026

PayPal easy to use and very accessible efficient

PayPal easy to use and very accessible efficient Reviewed on: 9th May 2026

Reliable, good service.

Reliable, good service. Good rates and payment options Reviewed on: 9th May 2026

Very convenient & easy to apply for pay in 3.

Very convenient & easy to apply for pay in 3. Extremely flexible payment options & reasonable interest rates. Using the app is very intuitive & being able to use PayPal credit to pay for more expensive items interest free for several months is great. Reviewed on: 9th May 2026

Very easy to use excellent service provider and by f...

Very easy to use excellent service provider and by far the best to use Reviewed on: 9th May 2026

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