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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 89,978 reviews, last reviewed 29th Apr 2026
1808200% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s great! It’s great. Good for managing money Reviewed on: 29th April 2026
Jayden S's avatar
Jayden S

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026
Viktors S's avatar
Viktors S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89978)

Very easy to use

5
Very easy to use never had a problem with this service Reviewed on: 27th May 2025
Rowan M's avatar
Rowan M

I have never had any difficulty with using PayPal

5
I have never had any difficulty with using PayPal, whether it’s with general use or when I’ve had any sort of dispute or issue, PayPal are always very helpful and resolve issues quickly. Reviewed on: 27th May 2025
NLMUD's avatar
NLMUD

Reliable and Secure: My Go-To for Payments

5
I’ve used PayPal for several years and have never had a single issue. It’s my go-to choice when it comes to payments. The peace of mind it offers — knowing my payments are secure and that I can dispute charges if something I’ve paid for isn’t received or isn’t as described — is truly invaluable. Reliable, safe, and hassle-free. Reviewed on: 27th May 2025
Wright's avatar
Wright

When buying online and paying through PayPal you no...

5
When buying online and paying through PayPal you no you are buying from a reputable company, and credit options to pay are awesome Reviewed on: 27th May 2025
SuperGifford's avatar
SuperGifford

Easy to use and make extra payment back

5
Easy to use and make extra payment back Reviewed on: 27th May 2025
Lisa s's avatar
Lisa s

useful and reliable

5
get me out of financial trouble, a friend I can always rely on Reviewed on: 27th May 2025
Gabriela I's avatar
Gabriela I

Gives options and security

5
Find it easy to use and secure, accepted in most places. Easy to keep on top of with flexible payments. App is easy to use too. Reviewed on: 27th May 2025
Kimberley S's avatar
Kimberley S

I've been using PayPal for many years now and it's a...

5
I've been using PayPal for many years now and it's always been fantastic for sending and receiving money. I also use the pay in 3 credit quite often for purchases from online retailers. It's a great service. Reviewed on: 27th May 2025
David T's avatar
David T

Good time & money management

5
Resolutions are managed in good time and money management is accessible as well as clear in the app. Reviewed on: 27th May 2025
SA's avatar
SA

Easy to use online and good options to buy in difere...

5
Easy to use online and good options to buy in diferent payments Reviewed on: 27th May 2025
Derly d's avatar
Derly d

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