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PayPal: PayPal Credit reviews

4.91
Based on 90,039 reviews, last reviewed 29th Apr 2026
1810950% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paying with pay pal is quick and secure. Paying with pay pal is quick and secure. The app is easy to operatate. I fully trust all the payments done with it. Pay pal offers good rates credit w... Read more Reviewed on: 29th April 2026
Ewa R's avatar
Ewa R

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90039)

I love 0 fees.

5
I love 0 fees. I live credit from paypal. Reviewed on: 27th May 2025

My experience

4
A convenient, practical and reliable service. Although there have been inefficiencies with payin3 at times and customer service has not been able to provide satisfactory answers Reviewed on: 27th May 2025

Very easy and fast to make payments and sending mone...

5
Very easy and fast to make payments and sending money, thanks Reviewed on: 27th May 2025

Great Customer Service

5
On the rare occassion that I have had to contact customer service the reply has been swift and answered my query in language that I could understand. Reviewed on: 27th May 2025

It's such a simple, quick and easy company to use.

5
It's such a simple, quick and easy company to use. Well run and reliable. Would recommend to anyone and use them every chance I can. Good communication and reminders and feel safe using them. Reviewed on: 27th May 2025

First Class Provider

5
Never had a problem using PayPal in every aspect of there services. I find it all very easy and efficient. Reviewed on: 27th May 2025

Giving even more choice!

5
PayPal Credit is so helpful in providing an alternative way to pay for goods. As a long-time user of PayPal, this option gives me more choice at the checkout, using a brand I can trust. PayPal have been top of their game for so long, they are the obvious choice for credit. Reviewed on: 27th May 2025

Fantastic app and a great service

5
Customer service is always responsive and the app itself is very user friendly. I can honestly say I have never had any issues in over 5 years both in local and foreign currency transactions I would highly recommend to others. Reviewed on: 27th May 2025

Never had a problem.

5
Never had a problem with any transaction, payments etc. Reviewed on: 27th May 2025

An easy and painless process.

5
An easy and painless process. Responsive Reviewed on: 27th May 2025

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