Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145430 reviews)

View other PayPal products

4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145430)

My mom was doing her cancer treatment in the usa.

My mom was doing her cancer treatment in the usa. The doctors called and said I should come now. I was lost as I spent all my money on her treatment. I then tried paypal qas able to book my tickect and hotel. Because I was able to make the flight I got to see my mom one last time before she passed. Reviewed on: 9th May 2026

Excellence

Paypal is very good and reliable Reviewed on: 9th May 2026

Reliable and fast transaction.

Reliable and fast transaction. Easy to use and very straight forward Reviewed on: 9th May 2026

Very efficient and effective to use PayPal credit

Very efficient and effective to use PayPal credit Reviewed on: 9th May 2026

Would definitely recommend

never had any issues using paypal - it's easy to use and if there are any issues at all there is all the help you need. Reviewed on: 9th May 2026

Great banking system, well designed

Great banking system, well designed Reviewed on: 9th May 2026

A great credit resort.

Paypal has been a great credit resort for me. It has made making bulk purchases seamless and the reward points convert to actual pounds has been great, acting like a form of discount on certain participating stores. Reviewed on: 9th May 2026

Best service ever simple in touch of fingers

Best service ever simple in touch of fingers Reviewed on: 9th May 2026

Always an easy experience

Always an easy experience I use PayPal for all my shopping needs it’s the safest and most secure service I’ve ever used Reviewed on: 9th May 2026

Quick and simple.

Quick and simple. This is all I’ve got to say. Allow me to continue. Reviewed on: 8th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76394 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub