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PayPal: PayPal Credit reviews

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4.91
Based on 90,103 reviews, last reviewed 30th Apr 2026
1813950% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just find the whole process has been very easy to... I just find the whole process has been very easy to use and very easy to understand Reviewed on: 30th April 2026
JRL's avatar
JRL

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90103)

Hassle free and easy to manage

5
Every easy to apply for and just as easy to add to digital wallet Reviewed on: 27th May 2025
Paul P's avatar
Paul P

Great Company

5
I always use paypal, great service, would highly recommend Reviewed on: 27th May 2025
janet s's avatar
janet s

I’ve only just started to use PayPal in the last few...

5
I’ve only just started to use PayPal in the last few years. I purchase all my travel on there and pay in 3 for the more expensive fares is great. I can remain on the move while managing my finances. I have a small credit limit and it’s not automatically raised which means PayPal supports us in staying within our credit limits. Reviewed on: 27th May 2025
Hollie's avatar
Hollie

Secure payment and checkout

5
Customer service is great and payment through different websites is easy and I feel everything is secure and confident when checking out. Reviewed on: 27th May 2025
Adam G's avatar
Adam G

My experience has been excellent.

5
My experience has been excellent. They do what they say they do. No hidden terms and conditions. Everything is clear. I’ve had really really good customer service when I had an issue with a payment. I find the pay in 3 really convenient for more expensive purchases or when money is tight. I try and limit myself to 3 plans so I don’t get in a mess. Reviewed on: 27th May 2025
SheRa's avatar
SheRa

I have been using PayPal for years and have never ha...

5
I have been using PayPal for years and have never had an issues. The app is secure, efficient and very useful. Reviewed on: 27th May 2025
Pippa K's avatar
Pippa K

The only part of PayPal i dont like is the PayPal cr...

4
The only part of PayPal i dont like is the PayPal credit. The way the credit works, with the transactions expiring is all very confusing and should be made clear for people Reviewed on: 27th May 2025
Gareth G's avatar
Gareth G

Make the intrest free more that 4months

4
I think PayPal is a great service and secure… however I feel like if the service for PayPal credit was 0% intrest for more that 4 months that would be a much bigger help for people who wish to make bigger value purchases Reviewed on: 27th May 2025
JAMES M's avatar
JAMES M

It is just so simple and in a world where everything...

5
It is just so simple and in a world where everything on line is so long winded its quite refreshing! Reviewed on: 27th May 2025
Sarah's avatar
Sarah

PayPal Credit for the things that cannot wait

5
PayPal Credit is convenient for purchasing the things in life that cannot wait. My wife and I recently found out that we were expecting our first child, so used PayPal Credit to buy the necessities. Reviewed on: 27th May 2025
Liam W's avatar
Liam W

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