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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145430 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145430)

Always find the App to be so user friendly &...

Always find the App to be so user friendly & secure Reviewed on: 8th May 2026

Swift service and integrity

I had a pay dispute with a vendor and PayPal refunded me immediately, despite the vendor not actually paying the refund for months Reviewed on: 8th May 2026

PaypaI is a money back Pal

I can buy without hesitation with money back guarantee. If things go wrong I am assured to get the money back within seconds. Complaint procedure is user friendly. Thank you PayPal for being a a real Pal Reviewed on: 8th May 2026

Pay pal make easy snd secure to make payments

Pay pal make easy snd secure to make payments Reviewed on: 8th May 2026

Excellent service and very easy to use.

Excellent service and very easy to use. Credit was provided rapidly after just a few short questions , will definitely be using PayPal credit again in the future . Reviewed on: 8th May 2026

Easy to use PayPal credit

Easy to use app & clearly described to make it easy to understand Reviewed on: 8th May 2026

PayPal and PayPal credit good for all

I'm using PayPal from long time. PayPal credit is the best option to make my credit score going higher. I recommend it. Reviewed on: 8th May 2026

Paypal Credit allowed me to pay off my phone in mont...

Paypal Credit allowed me to pay off my phone in monthly installments which kept the cost low! Reviewed on: 8th May 2026

All good. Will definitely use again!

All good. Quick and efficient.. Wanted to buy gym equipment and managed to do so with PayPal credit! Reviewed on: 8th May 2026

Always the go to to borrow money and repay so easily.

Always the go to to borrow money and repay so easily. Reviewed on: 8th May 2026

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