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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100468 reviews)

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4.90

Based on 100,468 reviews, last reviewed 7th May 2026

2291200% increase in 5 star reviews

in the past 90 days

6650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I am enjoying using PayPal credit,allows me spread t... I am enjoying using PayPal credit,allows me spread the cost over a time and can use it whenever i need. Reviewed on: 7th May 2026

Latest lowest rating:

2

Had fraudulent transaction on post isl credit. Had fraudulent transaction on post isl credit. Was nightmare trying to sort out Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100468)

Easy to list items for sale but I found the options...

Easy to list items for sale but I found the options for auction a little difficult to understand ie setting a reserve price. Reviewed on: 7th April 2026

It’s been useful for online food shops

It’s been useful for online food shops Reviewed on: 7th April 2026

Safe, Secure, and Reliable

I feel completely safe and secure using PayPal—fast, reliable, and trustworthy every time. Reviewed on: 7th April 2026

Reliable in unexpected expenses.

Reliable in unexpected expenses. Offers 3 instalments payment for online shopping Reviewed on: 7th April 2026

PayPal Pay in 3 redefines affordability.

I’m voting for PayPal because their Pay in 3 feature has completely redefined affordability for me. It offers the perfect balance: the payments are small enough that they don’t impact my monthly budget, yet the commitment is short enough that I’m not tied down for months on end. It’s the easiest, most responsible way I’ve found to manage 'buying in chunks' without the stress. Reviewed on: 7th April 2026

Have used PayPal for many years and they have always...

Have used PayPal for many years and they have always been great. They store my details securely Reviewed on: 7th April 2026

Easy access finance, used PayPal for many years.

Easy access finance, used PayPal for many years. Handy having pay in 3 for things Reviewed on: 7th April 2026

Ive been using Paypal for about 4 years now, never h...

Ive been using Paypal for about 4 years now, never had an issue, when I have had issues with sellers they are quick to jump in and help. All and all reliable and great services Reviewed on: 7th April 2026

PayPal debit card is the only way I pay for things,...

PayPal debit card is the only way I pay for things, it’s easy to use the app and I have the option to buy now and pay later or even draw down on PayPal credit without having to apply each time to do so. overall it’s made my life easier and I can separate money from my main bank accounts so I don’t overspend. O and to top it off I collect points on all my purchases which I can claim back to take money off future purchases. Reviewed on: 7th April 2026

Never had a problem when using .

Never had a problem when using . Reviewed on: 7th April 2026

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