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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145420 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145420)

It easy and secure.

It easy and secure. Not too hard to use web or phone app. Reviewed on: 8th May 2026

PayPal is a no brainer

If you shop online frequently, PayPal is a no-brainer for the security and dispute protection alone. It’s not perfect—and the fees for international transfers can bite—but for everyday domestic shopping and peace of mind, it’s still the gold standard. Reviewed on: 8th May 2026

easy helpful

gave credit when needed, easy repayment options Reviewed on: 8th May 2026

Good customer service managed to sort things quickly...

Good customer service managed to sort things quickly when an issues arises. Reviewed on: 8th May 2026

Very helpful and professional customer service.

Very helpful and professional customer service. Very flexible. Reviewed on: 8th May 2026

Pay pal is very easy to use also accepted in almost...

Pay pal is very easy to use also accepted in almost every store online can easily access my statements and make payments easily Reviewed on: 8th May 2026

I feel safe using PayPal.

I feel safe using PayPal. My money is protected and I can speak to someone in person if I’m having any issue. Reviewed on: 8th May 2026

been with paypal for years, always take advantage of...

been with paypal for years, always take advantage of the payment offers Reviewed on: 8th May 2026

PayPal credit is great.

PayPal credit is great. Helping me spread costs of my purchases Reviewed on: 8th May 2026

Great to split one big payment into 3 or 4

When you feel that there is something you want to buy that is too expensive, Paypal makes it affordable with 4 interest free payments. The best! Reviewed on: 8th May 2026

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