Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145425 reviews)

View other PayPal products

4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145425)

Pay pal is very easy to use also accepted in almost...

Pay pal is very easy to use also accepted in almost every store online can easily access my statements and make payments easily Reviewed on: 8th May 2026

I feel safe using PayPal.

I feel safe using PayPal. My money is protected and I can speak to someone in person if I’m having any issue. Reviewed on: 8th May 2026

been with paypal for years, always take advantage of...

been with paypal for years, always take advantage of the payment offers Reviewed on: 8th May 2026

PayPal credit is great.

PayPal credit is great. Helping me spread costs of my purchases Reviewed on: 8th May 2026

Great to split one big payment into 3 or 4

When you feel that there is something you want to buy that is too expensive, Paypal makes it affordable with 4 interest free payments. The best! Reviewed on: 8th May 2026

Great Quick No Delay in transactions

Great Quick No Delay in transactions Reviewed on: 8th May 2026

I have used it for shopping and online transactions...

I have used it for shopping and online transactions like sending money to family and friends Reviewed on: 8th May 2026

No quibble, just action

I have always been very happy with the problem resolution to any issue I've have had with retailers and airlines. Reviewed on: 8th May 2026

I can trust and rely on PayPal for all my...

I can trust and rely on PayPal for all my transactions Reviewed on: 8th May 2026

Excellent transaction experience.

Excellent transaction experience. Reviewed on: 8th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76392 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub