Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 100,510 reviews, last reviewed 7th May 2026
2293000% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Well done paypal I like shopping with pay pal and website Reviewed on: 7th May 2026
Pawel C's avatar
Pawel C

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026
Carl f's avatar
Carl f

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (100511)

Have no issues using PayPal credit and is accepted n...

5
Have no issues using PayPal credit and is accepted nearly everywhere. Reviewed on: 7th April 2026

Easy to use.

5
Easy to use. Easy to understand. Reviewed on: 7th April 2026

Pay pall pleasure

5
Pay pall is my life line at the moment, easy to use and pay others without the worry and stress of thinking if you have been scammed. I play on games and do surveys for a little bit cash and pay it to pay pall to help pay my account. Reviewed on: 7th April 2026

Been a customer for more than 10 years, had no probl...

5
Been a customer for more than 10 years, had no problems, love the new rewards scheme Reviewed on: 7th April 2026

No offers and high interest

3
high interest 23.9%p.a. No offers despite I have Paypal more than 5 years... Reviewed on: 7th April 2026

Amazing!

5
Love this app, easy to use and available to check out using PayPal credit almost everywhere! Reviewed on: 7th April 2026

Good experience with PayPal

5
I’ve had good experience with PayPal , everything is clear and understandable. Statements, with clear breakdown. And adjustments to balances are always displayed accurately. Alongside any promotional transactions. Reviewed on: 7th April 2026

PAYPAL IS CUSTOMER FRIENDLY

5
I noticed an unfamiliar debit on my PayPal statement, so I called customer service. The agent explained the charge clearly and helped me understand what it was, leaving me reassured and no longer confused. Reviewed on: 7th April 2026

Good experience with PayPal

5
I’ve had good experience with PayPal , everything is clear and understandable. Statements, with clear breakdown. And adjustments to balances are always displayed accurately. Alongside any promotional transactions. Reviewed on: 7th April 2026

Always positive experience.

5
Always positive experience. Not perfect but when things go wrong, it’s always sorted Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 47278 reviews
    PayPal
  • Credit card

    from PayPal 4.91 from 79 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3707 reviews
    PayPal
    View all products