Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145428 reviews)

View other PayPal products

4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145428)

No quibble, just action

I have always been very happy with the problem resolution to any issue I've have had with retailers and airlines. Reviewed on: 8th May 2026

I can trust and rely on PayPal for all my...

I can trust and rely on PayPal for all my transactions Reviewed on: 8th May 2026

Excellent transaction experience.

Excellent transaction experience. Reviewed on: 8th May 2026

Quick set up and very clearly set out what needs to...

Quick set up and very clearly set out what needs to pay by which date Reviewed on: 8th May 2026

Great service

PayPal has helped to build a good credit history, easy to use, affordable monthly payments. Thank you Reviewed on: 8th May 2026

Excellent

Wow! What an incredible service that PayPal offer. The launch of the PayPal plus is excellent, I have already cashed out £30 in just a few weeks. Reviewed on: 8th May 2026

So far so good simple and easy to use

So far so good simple and easy to use Reviewed on: 8th May 2026

Fabulous services, extremely helpful

Fabulous services, extremely helpful Reviewed on: 8th May 2026

Up to now i have had no problems, long may it last.

Up to now i have had no problems, long may it last. It is much easier to use paypal and have everything in 1 lpace Reviewed on: 8th May 2026

Payalgreat

Paypal helps spread the cost when i need it. Also they are very helpful in helping me resolve any issuse.VEry professional. Reviewed on: 8th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76394 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub