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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,554 reviews, last reviewed 7th May 2026
2294950% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and convenient Easy to use online of course, but having a virtual card is also extremely handy out and about in the real world Reviewed on: 7th May 2026
Reed L's avatar
Reed L

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026
Carl f's avatar
Carl f
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (100554)

easy to work with

5
every thing is so easy with PayPal its just so easy to work with Reviewed on: 7th April 2026
LARRY Wal's avatar
LARRY Wal

Keeps my card details secure

5
Im often housebound due to illness so buy almost everything online. Paypal saves having to log into my banking app or having to share my card details with vendors. I love the Pay in 3 to help spread the cost and ive also used paypal credit just to make the cost of larger purchases easier to budget for. Reviewed on: 7th April 2026
Debz's avatar
Debz

PayPal's my life saver !!!

5
PayPal have been a lifesaver to me by allowing me credit when money was short, to just buy shopping to keep us going to allowing us to book the deposit on a holiday. They have always been there for me. Reviewed on: 7th April 2026
Martin Adams's avatar
Martin Adams

Very essy to use and available at a fingers tip

5
Very essy to use and available at a fingers tip Reviewed on: 7th April 2026
Leisa Tomlinson 's avatar
Leisa Tomlinson

Good App

4
PayPal is usually quick and efficient. I like the app as it’s clean and easy to use. Reviewed on: 7th April 2026
Andrew E's avatar
Andrew E

Excellent

5
Easy to use and understand. No problems Reviewed on: 7th April 2026
Elwyn E's avatar
Elwyn E

Customer service

5
Its really hard to get in touch with customers service Reviewed on: 7th April 2026
Sina M's avatar
Sina M

It's such a straight forward way to pay for things...

5
It's such a straight forward way to pay for things - Reviewed on: 7th April 2026
Kate's avatar
Kate

Simple to use, like the fact it can be used...

5
Simple to use, like the fact it can be used anywhere Reviewed on: 7th April 2026
James Corrigan 's avatar
James Corrigan

I have always had a great service from Paypal

5
I have always had a great service from Paypal Reviewed on: 7th April 2026
Paul Williams's avatar
Paul Williams

Review PayPal: PayPal Credit now

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