Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100605 reviews)

View other PayPal products

4.90

Based on 100,605 reviews, last reviewed 7th May 2026

2297250% increase in 5 star reviews

in the past 90 days

6700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit is easy to use Safe and easy. Very easy to apply and use when you need a little extra time to pay so you don’t miss out on something. Reviewed on: 7th May 2026

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (100605)

Secure and easy

Gives straightforward secure transactions. Online I always feel safer checking out with PayPal Credit. Easy to repay, reminders emailed and no interest on items over a certain value if I pay them off in the 3 months Reviewed on: 7th April 2026

I swear by PayPal and will only use them.

I swear by PayPal and will only use them.really great to use and super easy Reviewed on: 7th April 2026

Easy to use and reliable

Easy to apply, easy to spend as most retailers accept PayPal credit. Now having it on Apple Pay is even better. I love paypals app, easy to track spending. Clear emails. Reviewed on: 7th April 2026

Always Excellent a better way to pay with better pro...

Always Excellent a better way to pay with better protection Reviewed on: 7th April 2026

Always very easy to use, and great options

Always very easy to use, and great options Reviewed on: 7th April 2026

Easy & flexible to use, have used for concert ticket...

Easy & flexible to use, have used for concert tickets & a holiday Reviewed on: 7th April 2026

Good benefits such as pay in 3 and 0% APR...

Good benefits such as pay in 3 and 0% APR for 4 months Reviewed on: 7th April 2026

Super smooth and accepted everywhere

Super smooth and accepted everywhere Reviewed on: 7th April 2026

Useful App

It’s very convenient and useful app. Reviewed on: 7th April 2026

PayPal Credit _ Flexible & Easy to Use

Easy to use. Regular statements so you know where you are. Interest free options or pay in 3 gives you the control you need and just a little bit of extra time Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Very Account
from Shop Direct 4.37 from 27 reviews
Payments
from PayPal 4.91 from 3708 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 47338 reviews
Payments
from PayPal 4.91 from 3708 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub