Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 100,664 reviews, last reviewed 7th May 2026
2299850% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

THE WAY TO PAY Easy way to pay .With added security Reviewed on: 7th May 2026
john bromley's avatar
john bromley

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026
Carl f's avatar
Carl f

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (100664)

Never had a problem with PayPal.

5
Never had a problem with PayPal. They feel the safest way to make purchases online. I like knowing they have a dedicated space to raise issues and every time I’ve had an issue, it has been solved quickly and efficiently Reviewed on: 7th April 2026

PayPal has one of the best customer service team

5
PayPal has one of the best customer service team I’ve ever dealt with. They always seek to understand my individual needs as their customer and provide excellent options to assist me manage my finances. They are willing to go above and beyond, in each of my interaction with them. Always a satisfying experience! Reviewed on: 7th April 2026

PayPal 5 star service

5
PayPal is extremely good they will always help you and put things right 5 star Reviewed on: 7th April 2026

I use paypal as much as possible.

5
I use paypal as much as possible.This has been for years now..Never lost any money.....Thanks to the Paypal team x Reviewed on: 7th April 2026

Easy to use where accepted

5
Easy to use where accepted and now with the option to have a credit card as well is even easier. Happy with the availability. The apr can be lower if possible Reviewed on: 7th April 2026

Very easy to set up the interest free payment plan

5
Very easy to set up the interest free payment plan Reviewed on: 7th April 2026

It's very flexible and handy when needed

5
It's very flexible and handy when needed Reviewed on: 7th April 2026

Fantastic service

5
This is such a great service and customer care is amazing so polite and helpful Reviewed on: 7th April 2026

I have PayPal credit it’s suit me when ever I want t...

5
I have PayPal credit it’s suit me when ever I want to use it Reviewed on: 7th April 2026

Paypal is a saver for me in my hard time.

5
Paypal is a saver for me in my hard time. By there cashback and paypal credit. I can't explain how much important it is for me as a single mom Reviewed on: 7th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review