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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145430 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145430)

Paypal ate a five star provision

Paypal have been one of the best providers in recent years, with a tailored approach to each customer supporting individuals financial positions and providing easy and affordable solutions. I absolutely love them Reviewed on: 8th May 2026

PayPal the way to go

Like any other credit, bit if over £100, PayPal give you 4 months interest free. Reviewed on: 8th May 2026

I was able to manage my finances better thanks to th...

I was able to manage my finances better thanks to the pay in 3 and pay overtime services. Reviewed on: 8th May 2026

Paypal easy to use and straight foreward

Paypal easy to use and straight foreward Reviewed on: 8th May 2026

Very handy to have as many shops and website take Pa...

Very handy to have as many shops and website take PayPal credit Reviewed on: 8th May 2026

Its been a very useful tool for us.

Its been a very useful tool for us. And with smart planning can be very good value, though i can see how it could be used improperly. Customer service has always been very good and easy to deal with. Reviewed on: 8th May 2026

Great customer service, Paypal credit gives you so m...

Great customer service, Paypal credit gives you so much flexibility. Highly recommended Reviewed on: 8th May 2026

PayPal have been great and have good customer service

PayPal have been great and have good customer service Reviewed on: 8th May 2026

Best, Most Efficient & Secure Financial System

Have been a PayPal Customer for 20+ years. Have had PayPal Debit card and used PayPal credit. I only wish I had a PayPal Bank Account, as it is the fastest, most efficient and secure money system I have ever used in my life, with practically zero issues. Reviewed on: 8th May 2026

The best way of paying online

I like paypal beacause it helps to buy online to be quicker and easy check out. Plus they offer 3 months to pay without interest from the orignal amouth. Very easy to used..best recommended to use paypal.when buying online. Reviewed on: 8th May 2026

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