Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,843 reviews, last reviewed 7th May 2026
2308100% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All positive All positive . Good service . Can’t say anything negative Reviewed on: 7th May 2026
Colin C's avatar
Colin C

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (100843)

Really useful service

5
Really useful service for spreading the cost of purchases. The 0% interest period is great if you pay on time, and it’s very easy to use through PayPal. Just make sure you stay on top of payments to avoid interest. Overall, a smooth and convenient experience. Reviewed on: 8th April 2026
Rima's avatar
Rima

No problems so far.

5
No problems so far. Not had to make contact for anything Reviewed on: 8th April 2026
R F's avatar
R F

PayPal Credit is there when you need it - for the bi...

5
PayPal Credit is there when you need it - for the birthday presents you forgot to buy or the replacement item that broke just after you’d spent up for the month. It gives flexibility and a back up plan. Reviewed on: 8th April 2026
Lea C's avatar
Lea C

I always know that using PayPal is secure .

5
I always know that using PayPal is secure . They have helped me deal with small scams that I’ve fell into. Reviewed on: 8th April 2026
Anet RJ's avatar
Anet RJ

great service, very informative and helpful help fro...

5
great service, very informative and helpful help from the customer service tea, Reviewed on: 8th April 2026
Petra A's avatar
Petra A

Absolutely perfect and professional service offering...

5
Absolutely perfect and professional service offering safe and flexible financial operations Reviewed on: 8th April 2026
Witold B's avatar
Witold B

great service

5
could not asked for a better service in times of need Reviewed on: 8th April 2026
Yvelise 's avatar
Yvelise

It's always available when you need it.

5
It's always available when you need it. Reviewed on: 8th April 2026
Michal's avatar
Michal

PayPal is great .

5
PayPal is great . Good customer service Reviewed on: 8th April 2026
Afrakomah ampomah's avatar
Afrakomah ampomah

Just brilliant to be able to pay how many ways...

5
Just brilliant to be able to pay how many ways Reviewed on: 8th April 2026
Craig BH's avatar
Craig BH

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill