Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,897 reviews, last reviewed 7th May 2026
2310500% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been using PayPal for several years now, and... I have been using PayPal for several years now, and it remains my go-to platform for both personal and professional transactions. The peace of mind pr... Read more Reviewed on: 7th May 2026
Fatmata B's avatar
Fatmata B

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (100897)

Streamed operations

5
Streamed operations, flexible payments, reasonable interest rates. Reviewed on: 8th April 2026
ena's avatar
ena

Overall, good

5
Overall, good, but customer service cancelled be difficult to use. Reviewed on: 8th April 2026
RicD's avatar
RicD

Excellent

5
Good to deal with excellent customer services Reviewed on: 8th April 2026
Wendi g's avatar
Wendi g

My experience with Paypal has always been a positive...

5
My experience with Paypal has always been a positive one. Always helpful if there's ever been a problem. I use them all the time. The 4 month interest free credit facility is the one i use most. It just helps with the big purchases :) Reviewed on: 8th April 2026
Nicola B's avatar
Nicola B

Excellent experience as always from start to finish.

5
Excellent experience as always from start to finish. Reviewed on: 8th April 2026
Warren D's avatar
Warren D

Easy money!

5
I had PayPal now for more than 5 years and I used it to make significant purchases and I was allways happy with the way their system works..Customers Service allways on point and very helpful and will recommend to anyone not jut family and friends ! Reviewed on: 8th April 2026
Mihai C's avatar
Mihai C

I am particularly impressed with Paypal's communicat...

5
I am particularly impressed with Paypal's communication if there are ever times I need help. It is so refreshing to speak to a person via Chat. Reviewed on: 8th April 2026
Heather B's avatar
Heather B

Easy application process.

5
Easy application process. The app is great making tracking of payments and balance reviews simple, they can be viewed at the touch of a button. Reviewed on: 8th April 2026
Deborah C's avatar
Deborah C

Hassle free, saving grace

5
PayPal is a saving grace and the fact that it's mostly online makes it hassle free Reviewed on: 8th April 2026
SB's avatar
SB

Easy to use.

5
Easy to use. Feels safe to have. Instant receipts . Reviewed on: 8th April 2026
Adam N's avatar
Adam N

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill