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PayPal: PayPal Credit reviews

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4.90
Based on 100,973 reviews, last reviewed 7th May 2026
2314000% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the Dogs Doodahs I have relied on PayPal for many years if it be for eBay buys or other websites I also have PayPal credit which I use quite frequently as it gives 0% ... Read more Reviewed on: 7th May 2026
Ste H's avatar
Ste H

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (100973)

PayPal usage

5
Easy to use with no fuss. Widely used lots of acceptance in retailers Reviewed on: 8th April 2026
Steven Cheshire's avatar
Steven Cheshire

Easy to use and good payment options

5
Easy to use and good payment options Reviewed on: 8th April 2026
Gill 's avatar
Gill

PayPal secure

5
I have been using PayPal for many years without and problems and it is always my preferred way to pay as it is secure and trusted. I will continue to use PayPal in the future. Reviewed on: 8th April 2026
Ms SJ's avatar
Ms SJ

I have been using PayPal credit for many years and i...

5
I have been using PayPal credit for many years and it’s an easy way to pay and the chance to pay back without the extortionate prices Reviewed on: 8th April 2026
Kier M's avatar
Kier M

PayPal credit has been an absolute godsend !so easy...

5
PayPal credit has been an absolute godsend / so easy to apply for and the fact that it is interest free makes it an absolute no brainer. To borrow money through PayPal credit gives peace of mind as you know you can 100% trust the process. Reviewed on: 8th April 2026
Lin M's avatar
Lin M

New card features are great having access to PayPal...

5
New card features are great having access to PayPal credit in stores is fantastic, the debit card also allows me to set aside money for spending on everyday items and if I run out of credit it automatically takes the difference from my bank. Reviewed on: 8th April 2026
Daniel's avatar
Daniel

Easy to use, fast and swift.

5
Easy to use, fast and swift. Excellent customer service and updates! Reviewed on: 8th April 2026
Michael M's avatar
Michael M

PayPal is very easy to use

5
PayPal is very easy to use and I love the various options it gives me to spread payment Reviewed on: 8th April 2026
Stuart L's avatar
Stuart L

Great app & easy to understand when purchasing items.

5
Great app & easy to understand when purchasing items. Pay now or in 3 months interest free.. updated with latest promotion/ next billing due. Can be used to purchase items from food/take outs & so more.. Next time might get the new PayPal credit card… Reviewed on: 8th April 2026
Mr johnny briat's avatar
Mr johnny briat

easy to apply, easy to use and transparent with your...

5
easy to apply, easy to use and transparent with your credit Reviewed on: 8th April 2026
Horka's avatar
Horka

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