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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101057 reviews)

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4.90

Based on 101,057 reviews, last reviewed 7th May 2026

2318000% increase in 5 star reviews

in the past 90 days

6750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

All in all very easy to work and understand All in all very easy to work and understand Reviewed on: 7th May 2026

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101057)

A good experience, helpful and professional.

A good experience, helpful and professional. Easy to use and straightforward Reviewed on: 8th April 2026

Easy to use with good customer service

Really easy to set up payment limits as the app and website are easily laid out. Super easy to set up a monthly direct debit payment with either balance or a fixed amount. Always helpful and attentive service when sorting out disputes when things go haywire Reviewed on: 8th April 2026

Professional secure inspired con

Professional secure inspired con Reviewed on: 8th April 2026

It's a good way for paying for items

It's a good way for paying for items, by which you can spread the payments for when times are a bit tuff, when your unable to pay in full. Sometimes the limits needs to be looked at, offer a little more Reviewed on: 8th April 2026

I have always found Paypal totally reliable

I have always found Paypal totally reliable Reviewed on: 8th April 2026

By using PayPal I get peace of mind when purchasing...

By using PayPal I get peace of mind when purchasing from companies that I have not bought from before knowing that my purchase will be secure and taken care of should there be any difficulties by PayPal which I find to be the best way for online shopping instead of using a Visa or credit card I would recommend PayPal as the best way to purchase online Reviewed on: 8th April 2026

Rubbish.Klarna is a lot better.

Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026

I have had a lovely experience with paypal.

I have had a lovely experience with paypal. No problem. Reviewed on: 8th April 2026

PayPal Credit is an excellent option for funding

PayPal Credit is an excellent option for funding purchases and helps to spread the costs in a manageable way. Reviewed on: 8th April 2026

PayPal Credit is a really convenient

PayPal Credit is a really convenient and flexible way to manage online purchases. The option to spread the cost with interest free periods makes it especially useful for larger payments, and the seamless integration at checkout keeps everything quick and hassle free. I also appreciate the added security and buyer protection, which gives extra confidence when shopping online. Overall, it’s a reliable and user friendly credit option for everyday use Reviewed on: 8th April 2026

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