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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,898 reviews, last reviewed 8th May 2026
2356350% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have always had a first class experience with Paya... I have always had a first class experience with Payal making a purchase decision very easy Reviewed on: 8th May 2026
Ashley D's avatar
Ashley D

Latest lowest rating:

2

It is okay. Customer service department needs work. Too much being passed around. Reviewed on: 8th May 2026
GlenethLFC's avatar
GlenethLFC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101898)

Best consumer care credit company

5
Paypal Credit makes shopping a really seamless and hassle free experience. Absolutely love it. And your money it's always protected. Reviewed on: 9th April 2026
valentin radu's avatar
valentin radu

Smooth all the way

5
Very user friendly tech which keeps me informed. I find the ‘promotions’ section a super helpful map for managing payments & I refer to this regularly. I also like the way PayPal credit makes suggestions. Everything in the app is laid out clearly which maximises smooth navigation. I recently had to speak to a customer service human. To my surprise, I was connected to an actual human immediately. My query was sorted quickly & with a friendly manner. Not having automated triage was a welcome relief & hugely appreciated. Overall a positive experience. Reviewed on: 9th April 2026
Abacus's avatar
Abacus

Paypal is great!

5
Paypal is great! I use the credit and pay in 3 often. It's so helpful Reviewed on: 9th April 2026
Anonymous's avatar
Anonymous

Nice and simple

5
Pay pal credit was very easy to set up and us and the direct debit payment makes it easier to keep traco of payments the interest rate is low and if you pay back with in the 4 months You won't pay interest Reviewed on: 9th April 2026
lindsey wood's avatar
lindsey wood

I highly recommend it.

5
I highly recommend it. It has great customer service and is very good at resolving queries. Very good in the refunding process. Reviewed on: 9th April 2026
Waqar N's avatar
Waqar N

Really useful tool that rewards you for using it.

4
Really useful tool that rewards you for using it. I use it because of the extra layer of protection it provides. The only thing I can think of to improve it is to have the ability to allocate payments to specific transactions. Reviewed on: 9th April 2026
Sharon B's avatar
Sharon B

Very useful for larger than average purchases.

5
Very useful for larger than average purchases. Interest free for 4 months is a great help. Reviewed on: 9th April 2026
Neil S's avatar
Neil S

Easy to use, interest free on certain purchases if p...

5
Easy to use, interest free on certain purchases if paid over a few months. Reviewed on: 9th April 2026
Roisin R's avatar
Roisin R

Use pay in 3 relatively frequently and is so easy to...

5
Use pay in 3 relatively frequently and is so easy to use Reviewed on: 9th April 2026
Joshua D's avatar
Joshua D

It’s so convenient and easy to pay for services thro...

5
It’s so convenient and easy to pay for services through the PayPal app. Reviewed on: 9th April 2026
Liz Flanagan's avatar
Liz Flanagan

Review PayPal: PayPal Credit now

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