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PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145688)

easy helpful

5
gave credit when needed, easy repayment options Reviewed on: 8th May 2026

Good customer service managed to sort things quickly...

5
Good customer service managed to sort things quickly when an issues arises. Reviewed on: 8th May 2026

Very helpful and professional customer service.

5
Very helpful and professional customer service. Very flexible. Reviewed on: 8th May 2026

Pay pal is very easy to use also accepted in almost...

5
Pay pal is very easy to use also accepted in almost every store online can easily access my statements and make payments easily Reviewed on: 8th May 2026

I feel safe using PayPal.

5
I feel safe using PayPal. My money is protected and I can speak to someone in person if I’m having any issue. Reviewed on: 8th May 2026

been with paypal for years, always take advantage of...

5
been with paypal for years, always take advantage of the payment offers Reviewed on: 8th May 2026

PayPal credit is great.

5
PayPal credit is great. Helping me spread costs of my purchases Reviewed on: 8th May 2026

Great to split one big payment into 3 or 4

5
When you feel that there is something you want to buy that is too expensive, Paypal makes it affordable with 4 interest free payments. The best! Reviewed on: 8th May 2026

Great Quick No Delay in transactions

5
Great Quick No Delay in transactions Reviewed on: 8th May 2026

I have used it for shopping and online transactions...

5
I have used it for shopping and online transactions like sending money to family and friends Reviewed on: 8th May 2026

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