Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101848 reviews)

View other PayPal products

4.90

Based on 101,848 reviews, last reviewed 8th May 2026

2354050% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

4 star for paypal PayPal remains my go-to for secure and fast online transactions, offering excellent peace of mind. The user-friendly interface makes sending money and... Read more Reviewed on: 8th May 2026

Latest lowest rating:

1

Very poor Customer Service When there is a dispute, in my case I received defective products, Paypal has not lived up to its promise of guarantee, I've lost confidence in their ... Read more Reviewed on: 8th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (101848)

Easy to use and also having the actual card give peo...

Easy to use and also having the actual card give people best options Reviewed on: 9th April 2026

Had paypal number of years no issues

Had paypal number of years no issues Reviewed on: 9th April 2026

I just like using PayPal to pay for thing it's quick...

I just like using PayPal to pay for thing it's quick and easy and i trust them Reviewed on: 9th April 2026

I've used paypal credit for years and find it great...

I've used paypal credit for years and find it great value, highly accessible and easy to use. Reviewed on: 9th April 2026

Only had positive experiences.

Only had positive experiences. Always prefer to pay this way for peace of mind Reviewed on: 9th April 2026

Never had an issue with PayPal and is my go to payme...

Never had an issue with PayPal and is my go to payment method. Reviewed on: 9th April 2026

Easy access to funds for my needs

Easy access to funds for my needs Reviewed on: 9th April 2026

Simply the best short term lender out there

Simply the best short term lender out there for no fee no cost transactions Reviewed on: 9th April 2026

Very practical and friendly way to pay and receive m...

Very practical and friendly way to pay and receive money Reviewed on: 9th April 2026

It is easy to use and can be used at many retail shops.

It is easy to use and can be used at many retail shops. Reviewed on: 9th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Payments
from PayPal 4.91 from 3709 reviews
Very Account
from Shop Direct 4.37 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 48044 reviews
Payments
from PayPal 4.91 from 3709 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub