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PayPal: PayPal Credit reviews

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4.90
Based on 101,781 reviews, last reviewed 8th May 2026
2350900% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far so good simple and easy to use So far so good simple and easy to use Reviewed on: 8th May 2026
Samantha r's avatar
Samantha r

Latest lowest rating:

1

Very poor Customer Service When there is a dispute, in my case I received defective products, Paypal has not lived up to its promise of guarantee, I've lost confidence in their ... Read more Reviewed on: 8th May 2026
Ralph Candlish's avatar
Ralph Candlish
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101781)

Good service!

5
PayPal is super easy to use and makes sending or receiving money really quick. It’s great for online shopping, and the buyer protection gives some extra peace of mind. That said, the fees can be a bit annoying—especially for international payments—and customer support isn’t always the best if something goes wrong. Overall, it’s a solid and reliable app for everyday payments, just not always the cheapest option. Reviewed on: 9th April 2026
AL's avatar
AL

Always been very helpful easy to talk to

5
Always been very helpful easy to talk to Reviewed on: 9th April 2026
Janice Burke's avatar
Janice Burke

Excellent service, no problems good value and secure

5
Excellent service, no problems good value and secure Reviewed on: 9th April 2026
Andrea S's avatar
Andrea S

I have been using PayPal for the past 2 years.

5
I have been using PayPal for the past 2 years. They never charge extra. Most of the biggest purchases I made through PayPal on installments. Hassle free service and highly recommended. Reviewed on: 9th April 2026
Sajeer's avatar
Sajeer

Very flexible payment options

5
The pay in 3 instalments for smaller items & the 4 month interest free credit option for more expensive purchases is highly flexible. Reviewed on: 9th April 2026
PETER B's avatar
PETER B

Modern banking to spend, shop & sh...

5
Modern way bank use funds, spend & shop, save and share bills Reviewed on: 9th April 2026
BraveRaven's avatar
BraveRaven

I have been using paypal for nearly 10 years now and...

5
I have been using paypal for nearly 10 years now and never had any issues with payments. Now I cherish paypal debit services too. Reviewed on: 9th April 2026
Nida Asif's avatar
Nida Asif

I've loved it with PayPal, they've been amazing and...

5
I've loved it with PayPal, they've been amazing and it's been a very good service to use. Reviewed on: 9th April 2026
Kevin 's avatar
Kevin

Never have any problems and very handy to have I lov...

5
Never have any problems and very handy to have I love using PayPal Reviewed on: 9th April 2026
Claire watson's avatar
Claire watson

Excellent service thanks, easy to use.

4
Excellent service thanks, easy to use. Reviewed on: 9th April 2026
Jenny C's avatar
Jenny C

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