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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101713 reviews)

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4.90

Based on 101,713 reviews, last reviewed 8th May 2026

2347850% increase in 5 star reviews

in the past 90 days

6850% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal customer service I have had very few reasons to contact PayPal customer service but when I have had to they have been incredibly helpful Reviewed on: 8th May 2026

Latest lowest rating:

1

Paypal at Bin. I need Paypal credit to do my shopping safely because of the small amount, I can't take what I need, 6 years with £200 ugly, I use other companies, Pa... Read more Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101713)

Simple and secure.

Simple and easy to use, safe transactions. Reviewed on: 9th April 2026

Excellent Payment Protection

Reliable. Excellent credit options and easy to access payment protection. Reviewed on: 9th April 2026

No issues, easy and friendly.

No issues, easy and friendly. I have now added PayPal to my apple pay and its very convenient. Most sites offer PayPal credit. Also pay in 3 is handy to help with budgeting and finances. Reviewed on: 9th April 2026

Good all round helpful and understanding 100%

They have always been most helpful with any queries I've had, when I was struggling they were very understanding and when buying anything and I've had a problem with the person I've been dealing with, sorted it out and got mymoney refunded. Reviewed on: 9th April 2026

I have been using PayPal past 10/15 years can’t reme...

I have been using PayPal past 10/15 years can’t remember exactly how long. I found PayPal customer services always very helpful and very good. I found PayPal easy and convenient to use. i Reviewed on: 9th April 2026

So easy to use with so many options.

So easy to use with so many options. Most places give you the option to use PayPal these days and to have the options to pay through different accounts or by using PayPal Credit has been invaluable. It also gives you added security if anything goes wrong. Reviewed on: 9th April 2026

PayPal allows me a choice of clear to follow payment...

PayPal allows me a choice of clear to follow payment options. This makes many of my purchases more affordable for me by allowing me to pay in full, in 3 or if my purchase is over £100 in 4 instalments or more but incurring interest. Reviewed on: 9th April 2026

Easy to use, accepted in so many places and helps to...

Easy to use, accepted in so many places and helps to manage different needs from emergency payments to ongoing repayments Reviewed on: 9th April 2026

Great service easy to use!

Great service easy to use! App is user friendly Reviewed on: 9th April 2026

Good offers, flexible payment options!

Good offers and flexible payment options without having to worry about interest when paid within the offer limit which is longer than any other regular card outside of a promotional period Reviewed on: 9th April 2026

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