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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101631 reviews)

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4.90

Based on 101,631 reviews, last reviewed 8th May 2026

2344200% increase in 5 star reviews

in the past 90 days

6850% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy access punctual and good delivery service Easy access punctual and good delivery service Reviewed on: 8th May 2026

Latest lowest rating:

1

Paypal at Bin. I need Paypal credit to do my shopping safely because of the small amount, I can't take what I need, 6 years with £200 ugly, I use other companies, Pa... Read more Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101631)

Very good service and offers in regard to credit and...

Very good service and offers in regard to credit and multiple payment options Reviewed on: 8th April 2026

Paypal has good and affordable rates so am a very ha...

Paypal has good and affordable rates so am a very happy customer as l am able to pay for my needs and still not be charged too much interest Reviewed on: 8th April 2026

PayPal is easy

PayPal is easy to access, accepted in a wide variety of shops and platforms. Had added bonus of interest free options on some purchases and depending on your spend, rewards the buyer with points that can be used as tangible credit. My Only gripe is the account layout page, it doesn't really flow, you can't instantly track where your account is at a glance, it simply shows payments and credits, not the balance at any given point but if you can put this aside Id definitely recommend it, just keep track of your spend yourself. Reviewed on: 8th April 2026

A great interest free 5 month service

I have had no problems using PayPal credit it’s a great system to buy and pay interest free in 5 monthly instalments it is easy to use and self explanatory it shows all transactions and payments up till now I have had no issues a great service Reviewed on: 8th April 2026

Never had any problem always good

Never had any problem using it for years very easy and straight farward Reviewed on: 8th April 2026

I've found PayPal to be an open, understandable way...

I've found PayPal to be an open, understandable way to pay for goods. When you use PayPal credit all the terms are fully explained. I know where I stand with them. The ability to use the pay in 3 option is really good as it gives me a chance to budget wisely and keep abreast of my spending. Reviewed on: 8th April 2026

Provide best support during in time of need

Provide best support during in time of need Reviewed on: 8th April 2026

Always easy to use and helpful when needed

Always easy to use and helpful when needed Reviewed on: 8th April 2026

PayPal credit is easy and great way to buy products

I've been using PayPal credit for a good few years now and find it very convenient and easy to use and I will continue to use it. Reviewed on: 8th April 2026

Quick and easy to use no hassles ever

Quick and easy to use no hassles ever Reviewed on: 8th April 2026

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