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PayPal: PayPal Credit reviews

4.90
Based on 101,579 reviews, last reviewed 8th May 2026
2342000% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good, no problems at all. All good, no problems at all. Always easy and there when I need it. Reviewed on: 8th May 2026
Craig P's avatar
Craig P

Latest lowest rating:

1

Lost too much money with inadequate customer services Set up a 3 month 0% finance deal. PayPal cancelled the first payment meaning that I am left with a large amount to pay at the end of the deal. I raise... Read more Reviewed on: 8th May 2026
Disillusioned's avatar
Disillusioned

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (101579)

Easy to work with

5
Easy to work with and a really connected app Reviewed on: 8th April 2026

Satisfactory

4
Fantastic since l started using PayPal Reviewed on: 8th April 2026

PayPal credit is flexible and reliable.

5
PayPal credit is flexible and reliable. Reviewed on: 8th April 2026

10/10 so easy to use and pay, reminders a few days b...

5
10/10 so easy to use and pay, reminders a few days before payment is due Reviewed on: 8th April 2026

PayPal is incredible, using many years

5
PayPal is incredible, using many years Reviewed on: 8th April 2026

Great app

5
The app is great for managing purchases. Pay over 3 months is really helpful for unexpected purchases Reviewed on: 8th April 2026

Excellent service,

5
Always had excellent service, couldnt fault the product Reviewed on: 8th April 2026

I have been using Paypal for several years now and h...

5
I have been using Paypal for several years now and have had no problems with it at all. It was easy to set up and Reviewed on: 8th April 2026

Easy, straight forward, no hassle.

5
Easy, straight forward, no hassle. Reviewed on: 8th April 2026

I have had PayPal from the start and always use for...

5
I have had PayPal from the start and always use for online purchases, secure and safe Reviewed on: 8th April 2026

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