Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 101,511 reviews, last reviewed 8th May 2026
2338900% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straight forward and excellent service Very straight forward and excellent service Reviewed on: 8th May 2026
Abiola sanusi 's avatar
Abiola sanusi

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (101511)

So flexible with multiple ways to spread the cost.

5
So flexible with multiple ways to spread the cost. Reviewed on: 8th April 2026

Super PayPal

5
Have had no issues when using PayPal , which is unusual for a financial company. Reviewed on: 8th April 2026

Had paypal and have no issues at tool easy to use.

5
Had paypal and have no issues at tool easy to use. Will recommend to others Reviewed on: 8th April 2026

Great service.

5
Great service. Money is sensibly offered based on my earnings, and my abii to pso back Reviewed on: 8th April 2026

It's extremely useful as a backup

5
It's extremely useful as a backup Reviewed on: 8th April 2026

Reliable payment system & customer service

5
Easy to use payment system with a clear process to help if there are any issues. Customer Services resolve any issues in a timely manner, explaining the process. Reviewed on: 8th April 2026

PayPal has always been efficient and well managed .

5
PayPal has always been efficient and well managed .When I had a problem with a return,I turned to PayPal for help .very helpful and solved my problem Reviewed on: 8th April 2026

I've never needed to get in touch.

4
Firstly I've never needed to get in touch with cutomer services as any & all issues never arise. Reviewed on: 8th April 2026

Easy, safe & secure payment system with loyalty scheme.

4
Easy, safe & secure payment system with loyalty scheme. Reviewed on: 8th April 2026

PayPal provides an excellent means of receiving inte...

5
PayPal provides an excellent means of receiving international payments, with immediate access to my money and no fees. The PayPal credit options are also very useful and easy to manage. Don't know what I would have done without these services! Reviewed on: 8th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 47846 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3708 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
    View all products