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PayPal: PayPal Credit reviews

4.90
Based on 101,436 reviews, last reviewed 8th May 2026
2335600% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very Reliable Good service and very reliable for purpose of items. Reviewed on: 8th May 2026
Samuel K's avatar
Samuel K

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (101436)

paypal always there when you need it most

5
paypal always there when you need it most Reviewed on: 8th April 2026

Excellent way to pay for the bigger purchases

5
As a pensioner I don't want to dip into my savings for large purchases as it never seems to be paid back. Being able to spread the cost over 4 months with no interest is an enormous help. Reviewed on: 8th April 2026

Excellent

5
I’ve always had great experiences when dealing with PayPal and I’m confident using them Reviewed on: 8th April 2026

I use both Paypal and Paypal credit and they are exc...

5
I use both Paypal and Paypal credit and they are excellent you have options with them pay straight away over 3 months or with Paypal credit so its flexible and overs you choice. Reviewed on: 8th April 2026

Customer per excellent

5
Quick response to customer always responding to customer when there is an issue Reviewed on: 8th April 2026

Good service - no hassles I have used paypal for man...

5
Good service - no hassles I have used paypal for many years as it is reliable Reviewed on: 8th April 2026

Paypal is very slick

5
Very slick systems, easy to contact. Transparent business procedures. Very easy to use interface Reviewed on: 8th April 2026

I know my money is safe with PayPal

5
I’ve used PayPal for several years now and know my money is safe with them Reviewed on: 8th April 2026

Perfect and safe way

5
Perfect and safe way to pay very easy to set up Reviewed on: 8th April 2026

I’ve had a very smooth and reliable experience using...

5
I’ve had a very smooth and reliable experience using PayPal for both personal and online transactions. The platform is easy to use, secure, and widely accepted, which makes sending and receiving payments incredibly convenient. What I appreciate most is how quickly transactions are processed and how clearly everything is tracked in the account history. It gives me confidence knowing I can manage payments, invoices, and purchases all in one place without any confusion. The buyer and seller protection features also add an extra layer of trust when shopping or doing business online. Whenever I needed assistance, the support resources and help center were clear and helpful. Overall, PayPal has been a dependable payment solution for me, and I would confidently recommend it to anyone looking for a safe and efficient way to handle online payments. Reviewed on: 8th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review