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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102897 reviews)

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4.90

Based on 102,897 reviews, last reviewed 9th May 2026

2402000% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always there and reliable quick and easy Always there and reliable quick and easy Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102897)

Friend in need friend indeed

It is a great to have PayPal as it helped me to purchase things via PayPal later option. Very helpful Reviewed on: 11th April 2026

Easy to use and a choice of ways to pay

Easy to use and a choice of ways to pay Reviewed on: 11th April 2026

Easy to use.

Easy to use. Only had it for a few months. So far, so good Reviewed on: 11th April 2026

The Easy Way To Buy

I've used PayPal Credit a number of times now, be it for family birthday gifts / days out, or for personal items where spreading the cost makes life easier. PayPal credit is always transparent, easy to understand and easy to manage online. Reviewed on: 11th April 2026

Secure and safe way to pay

Provides a secure way to pay with protection if there is a problem. Interest rates are good on PayPal Credit and the pay in three option makes things affordable. The new points system in PayPal+ offers incentives to use PayPal Reviewed on: 11th April 2026

Always there when you need it and very easy to use.

Always there ehen you need it and very easy to use. Great credit limitss applied Reviewed on: 11th April 2026

Easy, safe payments, with lots of options

PayPal makes purchasing online easy and safe. It gives me different options including pay in 3, which is interest free. I have also used to send money to friends. I would recommend Paypal to friends and family. Reviewed on: 11th April 2026

Whenever I have issues the customer service was alwa...

Whenever I have issues the customer service was always great Reviewed on: 11th April 2026

Go for it

I´ve been using paypal for decades & love it for an ease life and payments overall ! Reviewed on: 11th April 2026

Great and secure

Great and secure always contactable. Reviewed on: 11th April 2026

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