Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146426 reviews)

View other PayPal products

4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146426)

Easy to use, shake it takes ages for payments to pro...

Easy to use, shake it takes ages for payments to process though Reviewed on: 8th May 2026

Excellent service for the buying bigger items on 4 m...

Excellent service for the buying bigger items on 4 months Reviewed on: 8th May 2026

Great system easy to use love it

Great system easy to use love it Reviewed on: 8th May 2026

Really Supportive When Hacked

I recently got hacked, and the hackers tried to buy items with my credit card. Thankfully, because my credit card was linked to PayPal, the illegal payment was spotted, and refunded to me straightaway. Reviewed on: 8th May 2026

Excellent, professional and efficient.

Excellent, professional and efficient. Reviewed on: 8th May 2026

I have been using PayPal credit for over a year now...

I have been using PayPal credit for over a year now and it's been an amazing journey. I've not had any delays or issues with the credit system nor harassments for payments. Overall it's been an amazing journey Reviewed on: 8th May 2026

Good all round very helpful no hassle easy to deal w...

Good all round very helpful no hassle easy to deal with Reviewed on: 8th May 2026

Well designed and easy to use.

Well designed and easy to use. I even got a PayPal card! Reviewed on: 8th May 2026

fantastic glad they started it, great way to manage...

fantastic glad they started it, great way to manage money and build credit Reviewed on: 8th May 2026

Easy and safe

Quick way if payment abd card are protected. Reviewed on: 8th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Payments
from PayPal 4.71 from 3757 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77950 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub