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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102852 reviews)

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4.90

Based on 102,852 reviews, last reviewed 9th May 2026

2400050% increase in 5 star reviews

in the past 90 days

7000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

One stop financial shop I always ever just did any financials through a bank institution. Then I found PayPal when as a single working mum had to prioritise on a budget! PayP... Read more Reviewed on: 9th May 2026

Latest lowest rating:

1

Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102852)

loving pay pal credit really enjoying watching my po...

loving pay pal credit really enjoying watching my points build up Reviewed on: 11th April 2026

PayPal gives me confidence when buying things.

PayPal gives me confidence when buying things. It is also very easy to use. I wish more places used it. Reviewed on: 11th April 2026

Very low interest rates.

Very low interest rates..High credit limits..I have had many credit cards over the years & have found PayPal credit the best..Highly recommended.. Reviewed on: 11th April 2026

Reliable, Secure, and Convenient for Everyday Payments

I’ve been using PayPal for quite a while now, and overall it’s been a reliable and convenient way to manage payments. What I appreciate most is how easy it is to send and receive money, especially when shopping online or dealing with international transactions. The platform feels secure, which is really important to me, and I like the added layer of buyer protection when making purchases. It gives peace of mind knowing there’s some support if something goes wrong. That said, there are occasional fees that can add up, particularly with currency conversions or certain transfers. But for the convenience and speed it offers, I still find it worth using. Reviewed on: 11th April 2026

Good safe way for buying or selling with excellent b...

Good safe way for buying or selling with excellent backup. Reviewed on: 11th April 2026

I have called in about my enquiries and eventually t...

I have called in about my enquiries and eventually they have been resolved. They do take a little longer than expected. But not available at the times I would like. Reviewed on: 11th April 2026

Great service!

Very easy to use and their pay in three service is excellent! Reviewed on: 11th April 2026

Great value flexible short term borrowing options

Great value flexible short term borrowing options, so accessible and fantastic customer service Reviewed on: 11th April 2026

They are so flexible, it’s a joy to have a PayPal ac...

They are so flexible, it’s a joy to have a PayPal account as the customer service is swift and helpful. I do have to say the different ways to pay that they have are really reassuring in this difficult financial climate. Reviewed on: 11th April 2026

I was very easy and supportive talking with customer...

I was very easy and supportive talking with customers care Reviewed on: 11th April 2026

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