Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146374 reviews)

View other PayPal products

4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146374)

Overall experience

Had no real issues but help has been there when needed Reviewed on: 8th May 2026

Always used PayPal with no issues and have had amazi...

Always used PayPal with no issues and have had amazing service throughout, this is my go to for most payments as its secure Reviewed on: 8th May 2026

When dealing with trader who are being difficult Pay...

When dealing with trader who are being difficult PayPal is always there for me Reviewed on: 8th May 2026

Very easy to deal with, hassle free

Very easy to deal with, hassle free Reviewed on: 8th May 2026

Good and safe way to pay would recommend

Good and safe way to pay would recommend Reviewed on: 8th May 2026

Effective, fast and extremely easy to use

Effective, fast and extremely easy to use Reviewed on: 8th May 2026

Great service, great product

In the past two years, I’ve made use of paper Services and can’t fault the experience Reviewed on: 8th May 2026

It very good and easy to use, provides all you...

It very good and easy to use, provides all you need Reviewed on: 8th May 2026

Not automatically taking away the money

Every time you set a direct debit for them, they always taken out late Reviewed on: 8th May 2026

PayPal is a safe method for payments.

PayPal is a safe method for payments. I like the flexibility offered and choices for payments. Reviewed on: 8th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77889 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub