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PayPal: PayPal Credit reviews

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4.90
Based on 102,759 reviews, last reviewed 9th May 2026
2395700% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PAYPAL IS OUTSTANDING. Always a great service it's innovation is just outstanding. I love using PayPal it is easily accessible and you get a variety of choices of how to pay... Read more Reviewed on: 9th May 2026
Marjorie Davies's avatar
Marjorie Davies

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102759)

My life saver

5
I love PayPal Credit , it helps me a lot to afford things that I find hard to afford in one go , it gives me a chance to pay over time , it's been a blessing. Reviewed on: 10th April 2026
Bluebell 's avatar
Bluebell

If I have ever had a problem with something I have b...

4
If I have ever had a problem with something I have brought and contacted PayPal they have sorted it Reviewed on: 10th April 2026
Tyrone's avatar
Tyrone

I have had PayPal for years now, even PayPal credit.

5
I have had PayPal for years now, even PayPal credit. I couldn't be happier with my accounts I have with PayPal they're all ways helpful and the online page is very user friendly. Reviewed on: 10th April 2026
Andy's avatar
Andy

Paypal allows me to manage when i pay for purchases...

5
Paypal allows me to manage when i pay for purchases so i can manage my cash availability Reviewed on: 10th April 2026
Mark G's avatar
Mark G

Very flexible and affordable.

5
Very flexible and affordable. Helps you to budget and maintain a healthy financial security whilst enabling everyday purchases to help spread the cost during cost of living problems. Gives you peace of mind and a better grip on financial freedoms. Reviewed on: 10th April 2026
Jason Fairclough's avatar
Jason Fairclough

Amazing would definitely use again

5
Amazing would definitely use again Reviewed on: 10th April 2026
I L Y A S's avatar
I L Y A S

Very good, dependable very easy to use

5
Very good, dependable very easy to use Reviewed on: 10th April 2026
Ejikeme U's avatar
Ejikeme U

It is very easy to get help from PayPal with them ha...

5
It is very easy to get help from PayPal with them having good customer service, also very easy to set up pay pal credit and to set up a direct debit with repaying, everything clearly laid out on website and app for any questions that would come up when using PayPal credit, overall a very good and straightforward credit system. Reviewed on: 10th April 2026
Kiara barker's avatar
Kiara barker

Very professional service...

5
This is not the first time I have found myself in some kind of fraudulent situation, because I was naive I trust many resources that look quite serious, but unfortunately, in reality, turn out to be scammers. And I'm very grateful to the PayPal team for helping me navigate this situation with dignity every time. I'm so grateful! Very professional service! Reviewed on: 10th April 2026
Olga B's avatar
Olga B

I could never do without my PayPal!

5
My experience with PayPal has been rewarding in many ways. Convenience and the simple, no-nonsense service it presents to its customers is a dream to use. I simply couldn't do without my PayPal! Reviewed on: 10th April 2026
Michael P's avatar
Michael P

Review PayPal: PayPal Credit now

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