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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146267 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146270)

Never had any issues with this a

Never had any issues with this a Reviewed on: 8th May 2026

like the pay in 3 months part - very suitable and...

I like the pay in 3 months part - very suitable and no APR. Reviewed on: 8th May 2026

Good experience

They are friendly and helpfull. Questions doesn't left without answers. Reviewed on: 8th May 2026

Overall brilliant experience

I have had a good experience with PayPal over the years. I have had a few incidents where PayPal have been on the ball and sorted the money issues out quick and very promptly, so happy with there service and would definitely recommend to others Reviewed on: 8th May 2026

Good offers, clear interface.

Good offers, clear interface. Useful content and functionality Reviewed on: 8th May 2026

All amazing!No comment

All amazing!I love Paypal and I can't stop use it. Reviewed on: 8th May 2026

Easy and straightforward process with reliable servi...

Easy and straightforward process with reliable service and support when is needed. Reviewed on: 8th May 2026

Good service polite and always helpful

Good service polite and always helpful Reviewed on: 8th May 2026

easy, simple and fast, everything

easy, simple and fast, everything is super understandable Reviewed on: 8th May 2026

Good and easy to use

PayPal Credit has been easy to use and convenient for online shopping. The payment options are clear, and I like being able to spread the cost when needed. Overall, my experience has been positive and the service feels secure and reliable. Reviewed on: 8th May 2026

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