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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,709 reviews, last reviewed 9th May 2026
2393600% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just overall good experience allowing me to spend pa... Just overall good experience allowing me to spend payments and feel safe while purchasing Reviewed on: 9th May 2026
Julie O's avatar
Julie O

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102709)

An Absolute Lifesaver with Incredible Features!

5
​I cannot recommend PayPal highly enough! First of all, their customer service is absolutely top-notch. They are always so responsive and genuinely committed to helping. In fact, they have helped me multiple times with refunds when sellers completely failed to meet expectations or deliver what was promised. Having that level of Buyer Protection backing me up makes PayPal the absolute best and safest way to protect yourself when doing any online shopping. It gives me total peace of mind. ​Beyond the amazing customer care and protection, their Pay in 3 service has completely changed the way I shop. It is incredibly helpful for managing my budget when making purchases, and I absolutely love that it is supported by nearly every online shop nowadays. It makes buying the things I need so much easier and completely stress-free. ​But the absolute most incredible service they offer is, without a doubt, the PayPal Credit Card. Being able to literally pay for things over 4 months interest-free, everywhere I go, is an absolute lifesaver. It provides so much financial flexibility and is just incredibly nice to have in your wallet. Reviewed on: 10th April 2026
Omar b's avatar
Omar b

Great customer service , amazing service very handy...

5
Great customer service , amazing service very handy and quick Reviewed on: 10th April 2026
Bobby's avatar
Bobby

Great service been with them 5 years no not thinking...

5
Great service been with them 5 years no not thinking of changing Reviewed on: 10th April 2026
Alison B's avatar
Alison B

Total peace of mind

4
I have been with PayPal for many years and have not found a rival to match them. I will continue to use PayPal with total peace of mind. Reviewed on: 10th April 2026
Susan L's avatar
Susan L

Paypal is always simple and efficient for quick purc...

5
Paypal is always simple and efficient for quick purcahses and when using PayPal 3 payments Reviewed on: 10th April 2026
Abbie 's avatar
Abbie

Just makes my life so much easier

5
Just makes my life so much easier Reviewed on: 10th April 2026
Carl Zaffino's avatar
Carl Zaffino

Best app

5
PayPal has been an excellent app. I use it for the strong consumer protection it offers, and they handle complaints really well. I always feel listened to and supported. Reviewed on: 10th April 2026
Anna Jackmay's avatar
Anna Jackmay

Easy to use , with peace of mind on purchases...

5
Easy to use , with peace of mind on purchases included Reviewed on: 10th April 2026
Smiffie's avatar
Smiffie

Very good.

5
Very good. Very helpful financially as it gives me a good few months to pay off the amount needed before interest Reviewed on: 10th April 2026
Leisha H's avatar
Leisha H

Always able to contact pay pal with very knowledgeab...

5
Always able to contact pay pal with very knowledgeable representatives always there to help no matter what is needed would definitely recommend. Reviewed on: 10th April 2026
Seamus L's avatar
Seamus L

Review PayPal: PayPal Credit now

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