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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146233 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146233)

Using PayPal credit has been really smooth and easy...

Using PayPal credit has been really smooth and easy for me. It’s easy to manage through the app and very useful would highly recommend it Reviewed on: 8th May 2026

I find PayPal a great payment solution

I find PayPal a great payment solution Reviewed on: 8th May 2026

Simple to use credit card.

Really simple to keep track of payments and purchases. Although ibwpuld prefer a easier way to clear the credit rather than waiting 3-5 days to take a payment Reviewed on: 8th May 2026

Pretty good.

Pretty good, but need to improve Reviewed on: 8th May 2026

Peace of mind re payments & safety.

Peace of mind re payments & safety. Easy to do & e mails to keep me informed. Reviewed on: 8th May 2026

Excellent

Excellent exceptional. No more comment Reviewed on: 8th May 2026

Excellent and quick service, great offers and good c...

Excellent and quick service, great offers and good customer service Reviewed on: 8th May 2026

PayPal credit is a very convenient commodity

PayPal credit is a very convenient commodity Reviewed on: 8th May 2026

The experience was smooth and easy.

The experience was smooth and easy. Staff were friendly and helpful. Reviewed on: 8th May 2026

PayPal is accepted by all retailers and is easy to use.

PayPal is accepted by all retailers and is easy to use. It is a trusted service Reviewed on: 8th May 2026

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