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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,668 reviews, last reviewed 9th May 2026
2391750% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple Secure easy to use effectively anywhere With addition of PayPal virtual credit card, it is even simpler to use especially for Apple/Google pay. Love being able to securely protect personal b... Read more Reviewed on: 9th May 2026
Anne H's avatar
Anne H

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102668)

Paypal helps me with bigger purchases

5
Paypal helps me afford higher priced purchases and psy over 3 months its a great support for me Reviewed on: 10th April 2026
Helen's avatar
Helen

Super way to spread payments

5
Super way of spreading the cost of items interest free Reviewed on: 10th April 2026
Patricia S's avatar
Patricia S

easy to use helpful fabulous ways to pay

5
easy to use helpful fabulous ways to pay Reviewed on: 10th April 2026
pauline c's avatar
pauline c

Good opportunity to cover and spread out costs

5
Good opportunity to cover and spread out costs Reviewed on: 10th April 2026
Nicolae F's avatar
Nicolae F

Great service

5
Really easy to use its so much safer than using a debit card. Reviewed on: 10th April 2026
Rebecca 's avatar
Rebecca

Paypal better than the rest and keep improving

5
Pay in 3 has been very transformative in managing finances during this difficult time. PayPal created is a good initiative for managing finances as well. It helps with budgeting. Because they are short term there is no interest accumulating. When I am shipping online I feel safer using PayPal as a middle man. I beleive it mitigate against fraud. I have had my PayPal account for over 15yrs way before it was popular, before online payment governance protecting the consumer PayPal has been ahead of the game in proving flexible payment options. I have watch PayPal improve its policy over they years and it keeps getting better.all my card and now connected through PayPal and it have done wonders for my quality of life and finances. Reviewed on: 10th April 2026
Stacey H's avatar
Stacey H

Very good useful when buying expensive items

5
Very good useful when buying expensive items Reviewed on: 10th April 2026
James P's avatar
James P

Easy to pay and good experience.

5
Easy to pay and good experience. Fast answering Reviewed on: 10th April 2026
GB A's avatar
GB A

excellent with helping their client regarding dispu...

5
excellent with helping their client regarding dispute or claim with the seller . Reviewed on: 10th April 2026
Eric Alarcon's avatar
Eric Alarcon

world class

5
What I love most about PayPal is its user-friendly interface. Whether you're sending money to a friend, making online purchases, or handling business payments, the process is always intuitive. It's great that you can link multiple payment methods, including bank accounts, credit cards, and even PayPal Credit, offering flexibility with how I pay or get paid. Security is a top priority with PayPal, which I really appreciate. From fraud protection to buyer/seller protection programs, I always feel confident that my transactions are secure. Their two-factor authentication adds an extra layer of peace of mind, and I never have to worry about entering sensitive information when making purchases. Reviewed on: 10th April 2026
Dougie H's avatar
Dougie H

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