Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146230 reviews)

View other PayPal products

4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146230)

Exchange rate

Exchange rate could be better. Apart from the rate everything else is good. Reviewed on: 8th May 2026

It's convenient and reliable way to pay for almost e...

It's convenient and reliable way to pay for almost everything. There is an option to pay back within 4 months and is totally interest free for that period. It is very helpful especially paying for air tickets and hotels. I absolutely benefit from it. If anything needs to be returned, I feel safe if I paid with PayPal credit as I know they will help me to get the refund if the merchant unfairly does not whant to refund. It's an excellent way to pay for goods. Reviewed on: 8th May 2026

I really helpful to paypal.

I really helpful to paypal. It's a very useful at anytime and anywhere Reviewed on: 8th May 2026

Easy app to use.

Easy app to use. Gives great repayment options Reviewed on: 8th May 2026

I have used paypal many years and no problem

I have used paypal many years and no problem Reviewed on: 8th May 2026

Great service, just when you need it

Never had a problem. Anticipate your needs Reviewed on: 8th May 2026

Has helped me buy stuff and pay back and go on holid...

Has helped me buy stuff and pay back and go on holidays or book hotels Reviewed on: 8th May 2026

Using PayPal credit has been really smooth and easy...

Using PayPal credit has been really smooth and easy for me. It’s easy to manage through the app and very useful would highly recommend it Reviewed on: 8th May 2026

I find PayPal a great payment solution

I find PayPal a great payment solution Reviewed on: 8th May 2026

Simple to use credit card.

Really simple to keep track of payments and purchases. Although ibwpuld prefer a easier way to clear the credit rather than waiting 3-5 days to take a payment Reviewed on: 8th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77660 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub