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PayPal: PayPal Credit reviews

4.90
Based on 102,614 reviews, last reviewed 9th May 2026
2389200% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love it always great to have. Love it always great to have. Every experience is phenomenal Reviewed on: 9th May 2026
Nicole f's avatar
Nicole f

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102614)

Easy to use; convenient way to pay

5
Easy to use; convenient way to pay Reviewed on: 10th April 2026

Understanding when I got into financial difficulties...

5
Understanding when I got into financial difficulties due to ill health and accepted on a lot of purchases Reviewed on: 10th April 2026

Fabulous communication and very professional custome...

5
Fabulous communication and very professional customer service Reviewed on: 10th April 2026

When I had a problem I got straight through to a hum...

4
When I had a problem I got straight through to a human being! They were very knowledgeable Reviewed on: 10th April 2026

Customer Centred Service That Delivers Real Value

5
Outstanding customer service with excellent value for money, fully tailored to meet individual customer needs. Reviewed on: 10th April 2026

No issues whatsoever.

5
No issues whatsoever. Everything works as expected Reviewed on: 10th April 2026

Almost 10 year with PayPal and I’m very happy

5
Almost 10 year with PayPal and I’m very happy Reviewed on: 10th April 2026

Great flexible payment options

5
Great flexible payment options with 0 percent available if you can pay the total in 4 months. Reviewed on: 10th April 2026

Paypal: The all around experience.

5
They make it so easy to use their services and move money from place to place, use credit and even pay in 3 easy payments. It's a very good service of which I would recommend to my friends and family. Also good to give money to my friends and family for both work and to pay them back! Reviewed on: 10th April 2026

No hassle easy to use problem free!

4
No hassle easy to use problem free! Reviewed on: 10th April 2026

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