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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102566 reviews)

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4.90

Based on 102,566 reviews, last reviewed 9th May 2026

2387100% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very reliable professional service Very reliable professional service Reviewed on: 9th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102566)

PayPal Credit is a flexible and easy way to buy things.

PayPal Credit is a flexible and easy way to buy things. It's also a good way of spreading payments out with 4 months interest free periods for purchases over £100. Reviewed on: 10th April 2026

Always easy to use especially online.

Always easy to use especially online. I have the card in my wallet but have not used it yet. The app is clear and easy to understand. I love the pay in three options for mid sized purchase and use PayPal credit for bigger ones. Reviewed on: 10th April 2026

Easy life

Just Amazing easy to use love the app and benefits Reviewed on: 10th April 2026

Making payments via PayPal has always been easy as l...

Making payments via PayPal has always been easy as long as everything went well. It was a bit more difficult to get hold of customer services, but all my questions were eventually answered. Reviewed on: 10th April 2026

Above and beyond

Always helpful and easy to understand. Reviewed on: 10th April 2026

Reliable service, good site to navigate and helps to...

Reliable service, good site to navigate and helps to organise funds each month. Reviewed on: 10th April 2026

PayPal helped me and continues to help me

PayPal helped me and continues to help me Reviewed on: 10th April 2026

I primarily use PayPal for the convenience of online...

I primarily use PayPal for the convenience of online shopping and sometimes transferring money Reviewed on: 10th April 2026

Very good app

PayPal is a very reliable app for managing money and making payments online. One of its best features is buyer protection—if you ever deal with a fake seller, you can report the transaction and they respond quickly to help resolve the issue. It gives peace of mind knowing your money is safer. Overall, it’s easy to use, secure, and a great choice for everyday financial transactions. Reviewed on: 10th April 2026

I have always loved PayPal.

I have always loved PayPal. My latest experiences with charge backs have been frustrating - however I do find it a very useful platform that I would miss if I did not have it. Reviewed on: 10th April 2026

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