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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146227 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146227)

The interest rates are low.

The interest rates are low. There is always verification needed before i can access the app and that makes me feel safe Reviewed on: 8th May 2026

Easy to use, no issues snd problems are resolved wit...

Easy to use, no issues snd problems are resolved with esse. Safe and secure. Reviewed on: 8th May 2026

Always try and use PayPal.

Always try and use PayPal. Often dismiss retailers who don't provide it as an option. Pay in 3 is a superb feature. Reviewed on: 8th May 2026

Paypal is just so easy to use.

Paypal is just so easy to use. Very user friendly and easy to navigate. I have had to deal with customer services and it was very easy and they were very helpful. Reviewed on: 8th May 2026

Excellent safety level for every person who cares ab...

Excellent safety level for every person who cares about their finance safety Reviewed on: 8th May 2026

Always a flexible option to use payment method

Always a flexible option to use payment method Reviewed on: 8th May 2026

Brilliant service and easy to use.

Brilliant service and easy to use. Reviewed on: 8th May 2026

Exchange rate

Exchange rate could be better. Apart from the rate everything else is good. Reviewed on: 8th May 2026

It's convenient and reliable way to pay for almost e...

It's convenient and reliable way to pay for almost everything. There is an option to pay back within 4 months and is totally interest free for that period. It is very helpful especially paying for air tickets and hotels. I absolutely benefit from it. If anything needs to be returned, I feel safe if I paid with PayPal credit as I know they will help me to get the refund if the merchant unfairly does not whant to refund. It's an excellent way to pay for goods. Reviewed on: 8th May 2026

I really helpful to paypal.

I really helpful to paypal. It's a very useful at anytime and anywhere Reviewed on: 8th May 2026

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