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PayPal: PayPal Credit reviews

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4.90
Based on 102,506 reviews, last reviewed 9th May 2026
2384500% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Solid way to make your money efficient Effective if you want your money to last and PayPal credit is very useful, same with pay in three Reviewed on: 9th May 2026
Ardi's avatar
Ardi

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102506)

Great for budgeting and buying without guilt

5
Easy to use and pay for goods. Really helps with budgeting especially when buying specific items with a larger pricetag. Having the option of pay in 3 or adding to my credit account simplifies my spending without causing concern or worries. Reviewed on: 10th April 2026
MarinaW's avatar
MarinaW

Highly recommend PayPal

5
Never had any issues using PayPal. Highly recommend it for credit and payment services. Reviewed on: 10th April 2026
Oju O's avatar
Oju O

I have been using PayPal credit for many years.

5
I have been using PayPal credit for many years. It has made making big purchases very easy. Highly recommend! Reviewed on: 10th April 2026
Maria A's avatar
Maria A

Top Company

5
Been using this service for a number of years between the UK and France for business easy to communicate with on the phone as well as online 10/10 Reviewed on: 10th April 2026
Paul P's avatar
Paul P

I've been used PayPal for years and it's my main pay...

5
I've been used PayPal for years and it's my main payment method. Fast and safe . Reviewed on: 10th April 2026
Marcos Gonzatto's avatar
Marcos Gonzatto

Simple system!

5
I found it really easy to set up and use on purchases. You can set up a direct debit to pay each month or log in and pay to give you the flexibility to pay more. I found it very easy to navigate and use. Reviewed on: 10th April 2026
Sue I's avatar
Sue I

Satisfied

5
Paypal has really helped me in terms of purchase security. Paying with paypal makes me have rest of mind that my money is safe and customer protection s against vendors. Paypal credit has been a life saver. Reviewed on: 10th April 2026
Adetutu o's avatar
Adetutu o

Paypal credit makes online payments fast and simple

5
Paypal credit make payments for online purchases simple and fast and give you the flexibility to pay by over time usually 3 or 4 months without incurring any interest like you would on a credit card. Reviewed on: 10th April 2026
Rusty's avatar
Rusty

It's been all good, never had an issue, works seamle...

5
It's been all good, never had an issue, works seamlessly Reviewed on: 10th April 2026
Tony's avatar
Tony

PayPal credit is great to use!

5
PayPal credit is great to use for many reasons, for whatever purchase you fancy making and you don’t want to pay there and then? This is a great alternative to paying back over time giving you some freedom! Reviewed on: 10th April 2026
Leo H's avatar
Leo H

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