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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102452 reviews)

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4.90

Based on 102,452 reviews, last reviewed 9th May 2026

2382050% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good experience Very good experience an one of the best Reviewed on: 9th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102452)

Services

When ever I have had a problem. I have telephoned PalPal customer service and they have sorted it out. They are aways polite and helpful Reviewed on: 10th April 2026

Good value for money exelent costumer servis

Good value for money exelent costumer servis Reviewed on: 10th April 2026

Good but could be better

Good but could have more features on the app Reviewed on: 10th April 2026

I regularly use PayPal Credit.

I regularly use Paypal credit, It's convenient and I prefer Paypal services compared to other lenders.... I would highly recommend PayPal credit. Reviewed on: 10th April 2026

Very good.

Very good. Easy to use. All round helpful. Reviewed on: 10th April 2026

I trust PayPal which, in this day and age, is what I...

I trust PayPal which, in this day and age, is what I care about most, and, it never let's me down. Reviewed on: 10th April 2026

They gave me an opportunity to upgrade kit at a time...

They gave me an opportunity to upgrade kit at a time when I needed it, not when I had it. I will always be grateful for that. Reviewed on: 10th April 2026

I love paying with PayPal it’s my go to ...

I love paying with PayPal I’ve just got the digital PayPal card added to my Apple wallet so I can pay in shops using PayPal it makes it super flexible to pay with PayPal out and about as well as online I find it easier than using a credit card to spread the cost on bigger purchases also you can now earn paypal points and use them off purchases it’s super easy to get in touch with them and resolve issues with purchases etc Reviewed on: 10th April 2026

Reliable, Secure, and Easy to Use A PayPal Experience

PayPal has been one of those services that quietly becomes part of everyday life because it simply works. Whether I’m paying online, sending money to friends or handling international transactions, PayPal has consistently made the process smooth, fast, and secure. What stands out most is the sense of trust and protection PayPal offers. Knowing that payments are encrypted and that there is buyer protection in place gives real peace of mind, especially when shopping online or dealing with sellers for the first time. The interface is straightforward, making it easy to track transactions, manage linked cards or bank accounts, and resolve issues if something doesn’t look right. Another big benefit is convenience. Payments are instant, widely accepted, and save the hassle of repeatedly entering card details across different websites. International payments are also much simpler than traditional bank transfers, which is a huge plus in today’s global, digital world. Of course, no service is perfect — fees on certain transactions can feel a bit high, especially for currency conversions or business use. However, the reliability, speed, and customer support often justify the cost, particularly when security and dispute resolution matter. Overall, PayPal feels less like just a payment app and more like a reliable financial companion. It’s a service I’ve come to depend on and confidently recommend to anyone looking for a safe, efficient, and user‑friendly way to manage digital payments. Reviewed on: 10th April 2026

Its good but it would be better if you could pay wit...

Its good but it would be better if you could pay with a credit card Reviewed on: 10th April 2026

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