Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 102,403 reviews, last reviewed 9th May 2026
2379750% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal allows me to manage my finances! much better. PayPal allows me to manage my finances much better. I have been able to stay out of my overdraft in my current account with my bank, which then allow... Read more Reviewed on: 9th May 2026
Susan Markham's avatar
Susan Markham

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (102403)

So easy to use and track.

5
So easy to use and track. I hate giving card details out so this is perfect Reviewed on: 10th April 2026

I’m a fan of PayPal credit because of the 0% interes...

5
I’m a fan of PayPal credit because of the 0% interest rate when spending more than £99 Reviewed on: 10th April 2026

Always had a good experience using PayPal, straight...

5
Always had a good experience using PayPal, straight forward, and anytime needing assistance, always helpful staff to assist. Reviewed on: 10th April 2026

Straightforward and easy to use ap

5
Straightforward and easy to use ap Reviewed on: 10th April 2026

Great service, quick and easy to navigate

5
Great service, quick and easy to navigate Reviewed on: 10th April 2026

PayPal is excellent

5
I love using PayPal, its easy and feels safer than other methods. The credit is very reasonable and very flexible being able to pay extra whenever I can. Its handy having a source of credit you can really trust and your money feels safe Reviewed on: 10th April 2026

Paypal is easy to use and handy.

5
Paypal is easy to use and handy. Reviewed on: 10th April 2026

Customer friendly .

4
Customer friendly . Good Support and professional advice to my concern. Listening and communicating well. Advice Customer his/ her rights to complaints if the services provided is not to the best intrest of the customer. Reviewed on: 10th April 2026

Very handy

5
Very handy to have, specially for small purchases as I use it for, they keep you up to date with your payments, interest rates etc Reviewed on: 10th April 2026

So easy to use, an excellent method to make online p...

5
So easy to use, an excellent method to make online purchases. Reviewed on: 10th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 48345 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3709 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
    View all products