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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146193 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146193)

Excellent safety level for every person who cares ab...

Excellent safety level for every person who cares about their finance safety Reviewed on: 8th May 2026

Always a flexible option to use payment method

Always a flexible option to use payment method Reviewed on: 8th May 2026

Brilliant service and easy to use.

Brilliant service and easy to use. Reviewed on: 8th May 2026

Exchange rate

Exchange rate could be better. Apart from the rate everything else is good. Reviewed on: 8th May 2026

It's convenient and reliable way to pay for almost e...

It's convenient and reliable way to pay for almost everything. There is an option to pay back within 4 months and is totally interest free for that period. It is very helpful especially paying for air tickets and hotels. I absolutely benefit from it. If anything needs to be returned, I feel safe if I paid with PayPal credit as I know they will help me to get the refund if the merchant unfairly does not whant to refund. It's an excellent way to pay for goods. Reviewed on: 8th May 2026

I really helpful to paypal.

I really helpful to paypal. It's a very useful at anytime and anywhere Reviewed on: 8th May 2026

Easy app to use.

Easy app to use. Gives great repayment options Reviewed on: 8th May 2026

I have used paypal many years and no problem

I have used paypal many years and no problem Reviewed on: 8th May 2026

Great service, just when you need it

Never had a problem. Anticipate your needs Reviewed on: 8th May 2026

Has helped me buy stuff and pay back and go on holid...

Has helped me buy stuff and pay back and go on holidays or book hotels Reviewed on: 8th May 2026

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